Forgive my student loan!

There are other ways to go to college. I went to college and got a 5 year degree in accounting and I graduated with no student loans or debt. First I picked a state college I could afford. I worked full time, went to school full time. I found a company that could use my degree and got a job there, I then maxed out their tuition reimbursement plan. When that was running out, I applied for and got a scholarship from the president of the company. Was it easy no, did I make sacrifices to graduate debt free yes, but was it worth it oh yes.

I think too many people take the easy way out. They max out student loans, credit cards, and family to get an education. If you want an education, you should work for it not borrow for it. You are not entitled to a college education!

Also remember when you are in school that a college is a business-they are there to make money, so take the classes you need and move on. Do not fail a class, do not take classes for fun. Get in, learn and get out.

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

I expected a response like this from you. So just as I stated, you are perfectly fine with the burden of your hardship going on to anyone other than your daughter.

I was raised to never buy something you can't afford.

Its impossible to not buy things you can't afford when you live in an environment where nothing is affordable! Nobody can afford colleges these days. Nobody can afford to buy a house these days. I am guessing you are middle-aged, I don't think many of these types have the slightest clue what the young workforce has to deal with these days. High student loan debts, high mortgages, lack of jobs, etc.

Not sure what the definition of middle-aged is, but I am 42. I am well aware of the issues the young workforce are dealing with. Not going to debate the high student loan debt again. I worked my way through college. High mortgages because they bought more than they could afford. Possibly bought using an ARM.

Will definitely give yout he lack of jobs, but that isn't just a young workforce issue. Many "middle-aged" workers have that same problem.

So how does a young person who is lucky to make $40K/year out of college (if they are lucky enough to find a job) supposed to pay down on their $50K student loan debt, pay their $1200/month apartment rent, while making payments on their $20K honda civic, while saving up for their $40K down payment, so they can buy their $200K townhouse before they turn 30, because heaven forbids one day they might want to actually start a family. See its almost impossible to start from scratch these days. Most of the young people cannot get out of debt without their parents' help.

^^ Well said^^ - while my parents do not pay my student loan debt, I do... I send my payment in each month and have been doing so since I graduated... I work as a school principal and make the 1200/month mortgage, drive a car that can barely pass inspection, care for an autistic child, make little, etc.

I have an answer for everyone! Join the military. I'm about to graduate my bachelors and I have almost zero debt. =-)

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

But we are currently well on our way to being slaves of a capitalist state. Keeping the cost of living and advancement above the means of the average citizen creates an class system where movement is possible but rarely attainable.

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

Well stated, although I have my doubts that many will understand the importance of that statement.

Most debates in regard to gov't policy boil down to whether we will adhere to the Constitution.

"He who would trade liberty for some temporary security, deserves neither liberty nor security." - Benjamin Franklin

I believe that this is true, and applies to economic security as much as physical security. Ceding our rights is paving the road to serfdom.

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

But we are currently well on our way to being slaves of a capitalist state. Keeping the cost of living and advancement above the means of the average citizen creates an class system where movement is possible but rarely attainable.

The alternative -- a socialist state -- is much better. Gotta love their great results over the last century. :huh:

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

But we are currently well on our way to being slaves of a capitalist state. Keeping the cost of living and advancement above the means of the average citizen creates an class system where movement is possible but rarely attainable.

The alternative -- a socialist state -- is much better. Gotta love their great results over the last century. :huh:

I believe the alternative would be somewhere in the middle.

I normally don't give guys flowers, but since there's no blow job smiley, here....:flowerforyou:

There's a suggestions forum somewhere on here. Please.

I shall find it and put in my request, until it's approved ::bjforyou::

and here i thought i was special

You ARE! You were my first....on this thread....that IS special! ::doublebjforyou::

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

But we are currently well on our way to being slaves of a capitalist state. Keeping the cost of living and advancement above the means of the average citizen creates an class system where movement is possible but rarely attainable.

The alternative -- a socialist state -- is much better. Gotta love their great results over the last century. :huh:

I believe the alternative would be somewhere in the middle.

Where has ceding more authority to centralized gov't provided more opportunities and a better quality of life?

This "terrible capitalist society" has secured liberties and opportunities for more human beings during the last couple of centuries than any other time in the history of man. It would not have been possible otherwise.

I don't have the quote but have to respond to someone who stated 'try to buy a house from scratch without help from parents". I'm not sure what world that person is living in since I don't know anyone who bought a house with help from their parents. All the people I know who bought a house saved their money throughout their 20's and once their career was going nicely and they were able to afford it then went and bought a house with no involvement from parents since by that age when a person can start to afford a house (late 20's and above) your parents should be out of the picture financially unless you have been laid off from work or having some difficult time, hopefully you're not trying to buy a house then.

Hello, I'm right-wing and I hate my fellow human beings so much that I want to keep ALL my money to myself instead of helping them out.

Tax-funded things don't take ALL your "hard-earned" cash. They take a proportion of it dependent on how much you earn.

But how is it fair that almost half of Americans pay NO taxes? How is it fair that the richest 10% pay for 71% of all taxes? The only fair tax is a flat one that everyone pays.

Also, please remember that the US remains the most generous nation (privately, not the gov't) in the world, thanks to its wealth.

The American experiment, when this nation was created, was based on the question, "Can man rule himself?”

Let's prove that we indeed can, and not become slaves to a socialist state. That is the crux of this discussion.

But we are currently well on our way to being slaves of a capitalist state. Keeping the cost of living and advancement above the means of the average citizen creates an class system where movement is possible but rarely attainable.

The alternative -- a socialist state -- is much better. Gotta love their great results over the last century. :huh:

I believe the alternative would be somewhere in the middle.

Where has ceding more authority to centralized gov't provided more opportunities and a better quality of life?

This "terrible capitalist society" has secured liberties and opportunities for more human beings during the last couple of centuries than any other time in the history of man. It would not have been possible otherwise.

not sure who you are quoting with your "terrible capitalist society" but large parts of Europe have a better quality of life than the US.

I didn't have to borrow a cent. My parent's and I paid the whole bill. If there's loan forgiveness, then I need at least 25 cents on every dollar in tuition and room and board I paid.

I wouldn't brag about having your parents pay for your college. That's where ENTITLEMENT comes from. Some people actually pay back their parents when they help with college, unless they are rich and wouldn't miss it anyway. Ive seen parents pay for college, then the kids forget they are alive. They live on Social Security and Medicare after selflessly giving their children all they worked for.

I don't necessarily see that as "bragging." I know people who, between themselves and their parents, work their butts off to pay for college themselves--that doesn't make them rich or entitled. My parents said, "If you work your hardest through school and get as many scholarships as possible, we will pay the rest for college." So I worked HARD to get straight A's so that I could get good scholarships. Does that make me entitled or rich? No, it makes me a hard worker and fortunate.

It's called "Pay it Forward". We paid for both of our sons' educations. No debt. The payback. They must do the same for their children and make the absolute most of the opportunity they were give.

Back to the original topic. Student loans should not be "forgiven" by any stretch. Not even partially. You borrow it, you owe it. You were never guaranteed a living. The majority of the risk of taking those is yours (apart from the shared risk of the "guarantee"). But IMO, that doesn't mean the society doesn't have a legitimate role in getting its members educated (not "trained"). That notion is NOT socialism.

Hello, I'm right-wing and I hate my fellow human beings so much that I want to keep ALL my money to myself instead of helping them out.

Tax-funded things don't take ALL your "hard-earned" cash. They take a proportion of it dependent on how much you earn.

But how is it fair that almost half of Americans pay NO taxes? How is it fair that the richest 10% pay for 71% of all taxes? The only fair tax is a flat one that everyone pays.

Also, please remember that the US remains the most generous nation (privately, not the gov't) in the world, thanks to its wealth.

They always quote how they got to pay the majority of the taxes, well it is fair and that is because they have most of the money but that part they never bring up. You're not going to take a resource from someone who has little resource compare to someone who has the majority of it, it doesn't make any since. Next time a person complains on how the rich is paying for the majority of the taxes, please state how much money the rich own in this country and there's your answer.