How do I ask my Uncle if he will borrow me money?
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And if you would all really like to know, I'll tell you how much I make right now! I make $10.50 an hour and work about 15 hours per week. My first check was only $89 because it was short training days. My second check was $125 and my third was $135. I drive 25 miles to get to the job because it was the first place to call me back, and I needed a job. So since I've started I have made $349. I spend $30-$40 a week on gas so about $135 towards gas, then groceries for my boyfriend and I $100, then utility bill $25, and then not have enough money to buy deodorant and taking toilet paper from random stores. Trying to save up what's left over for rent, which is $235 for my portion. I want to make my own money, I'm just considering options in case I really NEED the money. I still have two weeks till rent is due (at the latest) so I could get another paycheck from my new job, in the meantime I'll search for something.
I'm considering my options people.
sorry, i didn't read this. i wish you the best.
if you are looking for another job, i would be happy to look over your resume. i am a pro and have given workshops on job search, resume development, and mock interviews.
just keep at it. finding a fulltieme job is a fulltime job in itself. i am also underemployed, so i hear ya.0 -
You're extremely defensive when someone gives a suggestion you don't like. That won't go over well with the uncle if you start the drama queen "I might as well move to the streets now" stuff with him if he dares make a suggestion.
There are a million ways to make/save money. Sometimes it's not about making more but spending less. Don't eat out. Set the thermostat higher, unplug things, turn things off, cancel cable, don't spend money on frivolous things like hair and nails, etc. You can also make money by selling things you already own on Ebay or in a garage sale. Look for a plasma center and sell your blood. Babysit. Pet sit. Mow lawns, walk dogs, weed yards, clean houses/businesses, tutor, type papers, etc.
The people I am "defensive" to are saying to not ask for money. The title of the thread asks how to ask him.
I don't spend on hair or nails, I don't have cable, or even an antenna for tv. I have some old lady dishes to sell. Plasma probably won't be a good idea considering I work a very physical job and the only time I am near a Plasma center is when I am going to and from work. I haven't searched for any of the other work and I should, but I would also like to just have my thread question answered and not try to have my mind changed.
Thanks!
i wouldn't ask until you have sent out at LEAST 20 resumes. this won't take you more than a day. and express to your uncle all the places you have looked at.
if i asked my dad for money, he would probably laugh at me. my family will see me on the street, like fools, before helping me out with something. depend on yourself first.
but if you are going to ask, show him proof that you are putting in effort.0 -
Just be straight with him, simply ask if he can borrow you some money to pay your rent, im sure he will be more than happy to help out rather than see you on the streets.
Ive lent from my family in the past to pay my rent when ive been a bit stuck & they are always willing to help.
I think he will maybe a bit upset that you didnt go to him sooner, just ask & everything will be fine!
Good luck with the job hunt btw!0 -
fulltime work is 40 hours per week
and you are working 15
why aren't you working fulltime?
I work at a place where I am at the mercy of our HR scheduling personnel and our corporate headquarters. I have nearly open availability (just not before 430 during the week to avoid a giant daycare bill), and have told them that I am willing and would prefer to work at least 35-40 hours per week. Our staffing is based on the financial forecast for the day/week, and since January I have only been scheduled 5-19 hours per week. It's easy to say that someone isn't doing enough for themselves, but sometimes things are out of their hands. And in this economy, it isn't the simplest thing in the world to get a job in the first place. I applied everywhere that was hiring evening/weekend hour positions (retail, fast food, you name it) and it still took me nearly 4 months to secure this job. Just my 2 cents.
OP, good luck to you. I feel your pain.0 -
fulltime work is 40 hours per week
and you are working 15
why aren't you working fulltime?
I work at a place where I am at the mercy of our HR scheduling personnel and our corporate headquarters. I have nearly open availability (just not before 430 during the week to avoid a giant daycare bill), and have told them that I am willing and would prefer to work at least 35-40 hours per week. Our staffing is based on the financial forecast for the day/week, and since January I have only been scheduled 5-19 hours per week. It's easy to say that someone isn't doing enough for themselves, but sometimes things are out of their hands. And in this economy, it isn't the simplest thing in the world to get a job in the first place. I applied everywhere that was hiring evening/weekend hour positions (retail, fast food, you name it) and it still took me nearly 4 months to secure this job. Just my 2 cents.
OP, good luck to you. I feel your pain.
i never said it was easy, i too am underemployed
however, i took into consideration that she might have some kind of disability where she can't work fulltime. not everyone can. she needs to look. i have a job seeker sense, and it sounds like she has just started. 15 hours is not sufficent. i work 16 hours a week and i am fully aware that if i am not looking for work like a maniac i will end up in her shoes, and not everyone can just ask family for money.0 -
If you ask for money I suggest you have a plan on how much money you need to get you through your rough spot.and what you are going to spend it on. I would also suggest you provide a payback plan in advance. Asking for just enough money to pay your share of the rent and having no plan to pay next months rent will leave you in the same position next month.
Oh.. you might want to consider different living arrangements if you guys can't afford rent.
I was going to come up with some type of plan for how much I need. I do have a plan for next month, which is having a second job and getting caught up from being in a tough spot.
Yes, find different living arrangements, that makes sense?! Wtf, really? I've never in my life had problems paying my rent before now. People get caught in jobs that don't pay well or that I must spend 1/3 of my paycheck on gas. I don't want to be in this situation, but right now I'm really behind.
You really do get defensive on just about anything anyone tells you that you do not like. I didn't specifically say *find* different living arrangements but it does make sense if you only take home $135 per week. My suggestion was to consider different living arrangements which would be to add another roommate if you had the space.
Your plan is based on someone giving you a second job which may or may not happen. Somehow you are going to get a second job in 30 days in this economy when 8%+ of the population can't get a first job. That is not a plan. You need to build a plan based on what you have now. Not what you want to have later. Oh and stop making excuses. No one wants to be in your situation. No one cares that you have to drive 30 minutes to get to work and you have to spend 1/3 of your crap pay on gas. You made the choice to take that job which was the right choice until you find something better.
Now here is your advice...
Figure out how much you are going to be short on rent for the next 3 months if you don't get a second job. Ask your uncle for that much and tell him you will give him x% out of your pay check when you get your second job until he is paid off. If you don't get a second job in 3 months *find* different living arrangements because you are living beyond your means.0 -
I'm just going to second what someone else mentioned about babysitting. Are you good with and like kids? My husband and I are willing to pay good money for a baby sitter that is dependable and gets along great with the kids. I know several of my friends with kids that feel the exact same way. Friday and Saturday nights, we're willing to pay about $50 for someone to come to our house and watch our 2 boys for 4 hours or so. We provide all the food for the kids and sitter and don't expect the sitter to put the kids to bed. Seriously, reach out to anyone you know with kids and show interest and you can make a lot of cash fast.
Good luck to you!0 -
I'm just going to second what someone else mentioned about babysitting. Are you good with and like kids? My husband and I are willing to pay good money for a baby sitter that is dependable and gets along great with the kids. I know several of my friends with kids that feel the exact same way. Friday and Saturday nights, we're willing to pay about $50 for someone to come to our house and watch our 2 boys for 4 hours or so. We provide all the food for the kids and sitter and don't expect the sitter to put the kids to bed. Seriously, reach out to anyone you know with kids and show interest and you can make a lot of cash fast.
Good luck to you!
This is something I've searched for before, but not recently. I love kids and have experience with taking care of them as i have two nephews and a niece. This is probably where I'll start right now since I could probably get some quick cash.0 -
Do you drive a tank? Or do you work 3 hours/day, 5 days/week? Because that's the only way I see it's possible for you to drive 50 miles round trip for work for 15 hours/week and still pay $40 in gas each week.And if you would all really like to know, I'll tell you how much I make right now! I make $10.50 an hour and work about 15 hours per week. My first check was only $89 because it was short training days. My second check was $125 and my third was $135. I drive 25 miles to get to the job because it was the first place to call me back, and I needed a job. So since I've started I have made $349. I spend $30-$40 a week on gas so about $135 towards gas, then groceries for my boyfriend and I $100, then utility bill $25, and then not have enough money to buy deodorant and taking toilet paper from random stores. Trying to save up what's left over for rent, which is $235 for my portion. I want to make my own money, I'm just considering options in case I really NEED the money. I still have two weeks till rent is due (at the latest) so I could get another paycheck from my new job, in the meantime I'll search for something.
I'm considering my options people.
That's quite the tattoo you have too. I assume it's going to remain partially done for a while?
I'm not sure what having a "physically demanding" job has to do with not being able to sell your plasma, especially when it's only 15 hours/week. You said the center is on the way to work. Seems like that's a good reason to stop on your way home. I did that when I was a struggling college student. Back then they paid $15/donation and I think you could donate twice a week.0 -
Back off, Bahet. She's a 21 year old college student. She isn't asking for you to judge her or give her a dissertation on how awseome you are and how she can make more money. She was asking how she should ask her uncle if he will lend her money.Do you drive a tank? Or do you work 3 hours/day, 5 days/week? Because that's the only way I see it's possible for you to drive 50 miles round trip for work for 15 hours/week and still pay $40 in gas each week.
That's quite the tattoo you have too. I assume it's going to remain partially done for a while?
I'm not sure what having a "physically demanding" job has to do with not being able to sell your plasma, especially when it's only 15 hours/week. You said the center is on the way to work. Seems like that's a good reason to stop on your way home. I did that when I was a struggling college student. Back then they paid $15/donation and I think you could donate twice a week.
Meg~ You do not need to break down your finances for these people. When you ask your uncle to lend you money, let him know the plan you have in place for repaying him. Tell him you're in a bind and remembered he offered to help you. Then tell him how you plan to make payments to him.0 -
Do you drive a tank? Or do you work 3 hours/day, 5 days/week? Because that's the only way I see it's possible for you to drive 50 miles round trip for work for 15 hours/week and still pay $40 in gas each week.And if you would all really like to know, I'll tell you how much I make right now! I make $10.50 an hour and work about 15 hours per week. My first check was only $89 because it was short training days. My second check was $125 and my third was $135. I drive 25 miles to get to the job because it was the first place to call me back, and I needed a job. So since I've started I have made $349. I spend $30-$40 a week on gas so about $135 towards gas, then groceries for my boyfriend and I $100, then utility bill $25, and then not have enough money to buy deodorant and taking toilet paper from random stores. Trying to save up what's left over for rent, which is $235 for my portion. I want to make my own money, I'm just considering options in case I really NEED the money. I still have two weeks till rent is due (at the latest) so I could get another paycheck from my new job, in the meantime I'll search for something.
I'm considering my options people.
That's quite the tattoo you have too. I assume it's going to remain partially done for a while?
I'm not sure what having a "physically demanding" job has to do with not being able to sell your plasma, especially when it's only 15 hours/week. You said the center is on the way to work. Seems like that's a good reason to stop on your way home. I did that when I was a struggling college student. Back then they paid $15/donation and I think you could donate twice a week.
It's 50 miles in one day so 250 miles a week, and gas is at $3.69 where I live. So for 8.3 gallons of gas it's $32 and the tank holds at least 10 gallons so I pay $35-$40 per week. I don't drive a tank. I drive 5 days a week.
You're right actually, my tattoo is going to remain partially done for a while, not only because of my money situation but also because I want to be able to enjoy the sunshine and not have a healing tattoo that needs to avoid sunlight, and I want to reward myself when I get to my ultimate fitness goal.
Having a physically demanding job does matter to donating plasma. I've donated blood before and they don't recommend strenuous activity after donating, I'm sure donating plasma is the same. By the way, my job is lifting packages ranging from 50-100lbs for three hours straight, so that's pretty strenuous. I don't think I could do it after work because I work 2:30 or 3 to 6 pm and the centers would be closed by the time I got there.
I'm not saying I'm not going to do anything and just ask my Uncle, I've been searching this entire morning for odd jobs or babysitting. I don't want to owe someone money, but if I can't find a source of extra income by the 10th then I need to borrow money.0 -
Wow. Good luck OP, both with the crankiness around here, and your financial situation.
The anger and condescension in this thread is pretty high......not too sure why.
She just asked for advice, not a lot of mean-spirited judgment.......0 -
You say, "Hey oh hey, oh uncle o'mine, I have some money in me pocket, it's more than a dime. I want to loan it to you, oh yes I do. Will you borrow me money from me, oh uncle o'mine?"0
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Never borrow money from a relative. I suggest you find other means some how some way.
I can't imagine what that would be....
Try finding a full time job closer to home. Don't be above any job as you're not in a position to be picky. At the moment, yeah you need the money from Uncle Moola, but after that you should be looking for a better job as this seems to be an ongoing thing.0 -
Do you drive a tank? Or do you work 3 hours/day, 5 days/week? Because that's the only way I see it's possible for you to drive 50 miles round trip for work for 15 hours/week and still pay $40 in gas each week.And if you would all really like to know, I'll tell you how much I make right now! I make $10.50 an hour and work about 15 hours per week. My first check was only $89 because it was short training days. My second check was $125 and my third was $135. I drive 25 miles to get to the job because it was the first place to call me back, and I needed a job. So since I've started I have made $349. I spend $30-$40 a week on gas so about $135 towards gas, then groceries for my boyfriend and I $100, then utility bill $25, and then not have enough money to buy deodorant and taking toilet paper from random stores. Trying to save up what's left over for rent, which is $235 for my portion. I want to make my own money, I'm just considering options in case I really NEED the money. I still have two weeks till rent is due (at the latest) so I could get another paycheck from my new job, in the meantime I'll search for something.
I'm considering my options people.
That's quite the tattoo you have too. I assume it's going to remain partially done for a while?
I'm not sure what having a "physically demanding" job has to do with not being able to sell your plasma, especially when it's only 15 hours/week. You said the center is on the way to work. Seems like that's a good reason to stop on your way home. I did that when I was a struggling college student. Back then they paid $15/donation and I think you could donate twice a week.
Wow, is there really a need to be such an *kitten*?0 -
I would suggest that you pay your Landlord what you can and supply a note stating that you are behind and ask if you can arrange a payment schedule?
In the mean time I'm sure if you put as much effort and time into looking for a job that you are spending on-line you may not need someone to lend you money.
Just my two cents!
Karen0 -
Tell him exactly what you need the money for, and be prepared with a plan of when and how you will pay him back.0
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Not sure how that answers her question. You have no idea how much time she's putting into looking for a job. I hope your daughter is never in a situation where she needs a little help, or if she is, I hope she doesn't get landblasted and judged for it.I would suggest that you pay your Landlord what you can and supply a note stating that you are behind and ask if you can arrange a payment schedule?
In the mean time I'm sure if you put as much effort and time into looking for a job that you are spending on-line you may not need someone to lend you money.
Just my two cents!
Karen0 -
Never borrow money from a relative. I suggest you find other means some how some way.
I can't imagine what that would be....
http://www.myfitnesspal.com/topics/show/647245-ladies-which-would-you-do-first-pnahandle-or-strip0 -
Lookie here! Advice for the question asked without judgement. :flowerforyou:Tell him exactly what you need the money for, and be prepared with a plan of when and how you will pay him back.0 -
*deleted*0
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I can't imagine what that would be....
I hope you don't have any daughters. What a horrible thing to suggest to a 21 year old college student.Hooking?0 -
Also, not to be a grammar nerd, but it's lend, not borrow, in this case.
Yep! This! 0 -
I can't imagine what that would be....
Says the guy who wants to be a good example for his wife and kids. Nice.0 -
Just be honest with him...it never hurts to ask A little favor can go a long way. Hope your able to get out of your pickle 0
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Never borrow money from a relative. I suggest you find other means some how some way.
^^^^^^THIS. IT IS NOT WISE TO BORROW MONEY. SEE IF YOU CAN GET A PAYDAY LOAN OR A TITLE LOAN OF SOME SORT.0 -
YOU DON'T!!! Do it on your own. Never borrow from anyone, bad situation!0
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Without wanting to come across as a killjoy, if your BF can't make the rent, he probably shouldn't have a car he can't afford.
There's probable loads of places the two of you can make cutbacks to reduce your monthly outgoing, and I appreciate you're both young, and still learning this stuff.
Try googling "Mr Money Mustache".
It's an excellent blog for setting you up to save more than you earn early in life, so you can enjoy your kids and lovers later on.0 -
My 2 cents, answering the question -
If he offered to loan you money before, it's probably because he sees you as a responsible, hard working, struggling college student and he wants to help. Just ask him and make sure you pay him back. Every single penny. Do not make any frivolous purchases until you've done so.
I will keep my opinions on lending/borrowing money to myself since that wasn't the question.0 -
Never borrow money from a relative. I suggest you find other means some how some way.
^^^^^^THIS. IT IS NOT WISE TO BORROW MONEY. SEE IF YOU CAN GET A PAYDAY LOAN OR A TITLE LOAN OF SOME SORT.
Do NOT do this....0
This discussion has been closed.
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