How do I ask my Uncle if he will borrow me money?

124

Replies

  • ScottyNoHotty
    ScottyNoHotty Posts: 1,957 Member
    You can come borrow from Uncle Scotty...work it off a little at a time.....
  • katejkelley
    katejkelley Posts: 839 Member
    OK, forgive me for a minute - the English major has taken over my keyboard. Your uncle cannot "borrow you money." He may "lend you money." You may borrow money from him. OK, lesson over. Just ask your uncle if he'll lend you money. If you don't ask, you already know the answer.
  • TheNewDodge
    TheNewDodge Posts: 607 Member
    Just steal it from him.
  • mfp_junkie
    mfp_junkie Posts: 359
    I have a 21 year old niece. I would be upset with her if she needed $150 for her rent and DIDN'T ask me for my help, after I offered it.

    Give him a call and explain that you are short for your rent, and could really use a little help this month. We all need help at some point in our lives.

    Keep up the job search, and I hope you find both more hours, and something closer to your home.

    Oh, and ignore the jerks on this thread. Easy to be glib from their ivory thrones.
  • jennismagic
    jennismagic Posts: 243 Member
    OK, forgive me for a minute - the English major has taken over my keyboard. Your uncle cannot "borrow you money." He may "lend you money." You may borrow money from him. OK, lesson over. Just ask your uncle if he'll lend you money. If you don't ask, you already know the answer.

    The decent person in me has taken over my keyboard, and she says that people really need to chill and get over their obsession with proper grammar. If they can't do that, maybe they should stay off the boards entirely. It's an internet message board, not the New York Times. We don't need editing and proofreading here. It's bad form to pick at someone's grammar, especially when it's done in such an arrogant and inconsiderate manner. OP is looking for help, not a grammar lesson.

    /derailing
  • p0pr0cksnc0ke
    p0pr0cksnc0ke Posts: 1,283 Member
    The bills come in every month at the same time for me...how about you? Better put your big girl panties on cause the uncle is only good for one loan. What will you do next month? You will be on the streets if you don't get it together. There is nothing wrong with working ANYWHERE part time along with a full time job if the other option is living on the street. (forget prostitution, if you can't pay your bills you will not be able to pay for health insurance to take care of the STD's you will receive from your kind customers.)
    :noway:
    Seriously. That was rude. :huh:
  • marieautumn
    marieautumn Posts: 928 Member
    It doesn’t sound like you had any unexpected expenses pop up that depleted your savings, so why are you suddenly in a tight spot? it also doesn’t sound like you have the means to pay your uncle back, so it would be pretty unfair to borrow money and then stiff him. Time to grow up and be an adult and pay your own bills. asking for a loan when something unexpected comes up is different than just asking for a handout because you arent managing your money correctly.
  • BoyfriendandLover
    BoyfriendandLover Posts: 2
    Looking at this issue from a different point of view:

    I lent a relative of my girlfriend some money, I never expected to get it back and I haven't been disappointed. However it made my girlfriend happy and if I compare it to the amount of Tax I pay it is a small amount. It meant much more to my girlfriend than the money ever meant to me.

    I have also given financial help to another couple with a tight financial situation, They have a very young family and I am happy to help. To see a young couple work extremely hard (as you appear to do) to try and make ends meet and get their feet on a sustainable ladder is payment in itself. Sometimes helping those that you love is much more important than money.

    Don't have the attitude of a scounger and it may well give your uncle a great deal of pleasure to help you in today's tough world. State clearly the case you have dicussed here, without the emotion. This will probably be enough.

    PS I would be very very angry if a neice or nephew of mine were asked if they wanted help, but turned me down and took a payday loan instead,

    PPS I am not rich,I just have a balanced view of what makes me happy.I suspect your uncle may have the same outlook on life.
  • simonek91
    simonek91 Posts: 18
    Hey OP, I'm sorry you're in such a tight bind. I can't give you too much advice on asking your Uncle for help (I'm pretty bad at asking for any type of help myself), but I can suggest that you check out SitterCity if you're really considering babysitting as a source of extra income. It's just a really neat way of finding clients and the site protects its sitters 100%. I use it a lot and have gotten quite a few gigs from it. Just thought I'd share =) Sorry I can't be of more help, though!!
  • Bahet
    Bahet Posts: 1,254 Member
    OK, yes, there are some rude comments (stripping and hooking? Really?) but trying to tell someone who cannot make ends meet how to make or find some extra money without having to resort to borrowing from an uncle is NOT rude. I have been a broke 20 yo college student. I graduated college when we were in a different recession and there were no jobs. I drove 35 miles each way for $8/hr working 30 hours/week. If there had been a bunch of people giving me advice I didn't know on how to cut expenses or earn extra income I wouldn't have brushed it off with an "I don't want to make money or save money I want to know how to ask someone to lend me money." To me that sort of attitude says you really don't plan to pay it back and just want an easy way out. I could be wrong and I'm sure my stalker will point it out if she thinks I am.

    But reality is, things aren't going to get better in 30 days. What will you do when next month's bills arrive? I hope you can get another job. I hope you can get 2 or 3 other jobs since you are young, single, and have no dependents. This is the best time to do that extra work (and it is out there. Daycares and nursing homes have extremely high turnover rates. Parents are always looking for reliable babysitters.) It just might not be ideal or fun or even pay well. At the very least, if your job is having you drive an hour a day for a 3 hour shift (who even offers 3 hour shifts? I've never heard of anything less than 4 minimum.) try asking if you can work 3 six hour shifts instead of 5 three hour shifts. It will consolidate your commuting days and give you extra hours. Of course, if you really don't want any real help or advice you can brush that off along with the other suggestions but be prepared to have to come back and re-read some of the posts as you cannot go to your uncle every month for the foreseeable future until you can get another job. You need to have some sort of plan and a budget or you will be in the exact same spot next month.

    Call it harsh if you want. Reality is harsh sometimes.
  • Drenched_N_Motivation
    Drenched_N_Motivation Posts: 1,004 Member
    Short and simple;

    keep looking for a job, find side jobs, have your BOYFRIEND find something to help you guys out as well, and ask your uncle if you can borrow the money and you will pay when you're able to!


    Is that a real picture of you? Cuz holy *kitten*.
  • foxyforce
    foxyforce Posts: 3,078 Member
    Just steal it from him.

    resolved.
  • IAMDDAY
    IAMDDAY Posts: 771
    Be honest on why and sincere about it and hope for the best.
  • mommared53
    mommared53 Posts: 9,543 Member
    Never borrow money from a relative. I suggest you find other means some how some way.

    ^^^^^^THIS. IT IS NOT WISE TO BORROW MONEY. SEE IF YOU CAN GET A PAYDAY LOAN OR A TITLE LOAN OF SOME SORT.

    Are you serious?! This girl is already in a financial hardship. Taking out a payday loan would put her in even worse financial hardship and is extremely difficult to recover from. I know this from experience. I would NEVER advise someone to try to get a payday loan! :noway:
  • megmay2591
    megmay2591 Posts: 621 Member
    Thanks to everyone who gave a decent answer. I can't believe how judgmental some of you have been in this thread, you know nothing about me. I was telling you all not to give me advice on how to save money, because I'm already past that point! I've been cutting back as much as I can, I use a calculator at the grocery store so I spend exactly what I can.

    By the way, my boyfriend and I only have ONE CAR. I don't know where you all fabricated another one. Also, I work at FedEx, in the summer the shifts are short since it's very hot outside, so I can't do longer shifts.

    It's not a harsh reality that I will need money next month too, but guess what? I just got the call back from the grocery store today while I was at work, so when I call them tomorrow they'll tell me that I have the job. And even if I don't get it, I've applied at places all over my town and expect to get something. I've also applied at a temp service so I might get a full time job.

    I understand how to manage my money, I've done it all myself since I turned 18. I don't expect to have to go to my uncle or anybody else for that matter over and over. I didn't have enough money since February when my boyfriend and I had to move out of our cheaper living arrangement (with a roommate) because our roommate unexpectedly wanted to move in with some other people. We also couldn't find a replacement roommate so we had to come up with $940 for our safety deposit and first months rent.

    We've been trying to catch up with everything, and it's been hard. So if you can't understand that, just go away.
  • delilah47
    delilah47 Posts: 1,658
    I'm sure someone has pointed this out... You don't "borrow" money to someone.. you lend it to them.

    May I borrow $5 from you?
    Will you lend me $5?

    Like that.

    Okay, my advice. Don't borrow money if you have no idea of when or how you will pay it back. All it can do is alienate you from the person you borrowed it from and if it's family, this is not good.

    And, just keep trying. When I was your age, I remember a time I checked the couch, under the bed, all through the car and everywhere else I could think of to gather $0.42 for a can of tuna so I could make a tuna casserole to last the 2 days until payday. Later, in my career, I was glad I had to experience being stone cold broke. It helped me manage my life better.. all the way around.
  • Drenched_N_Motivation
    Drenched_N_Motivation Posts: 1,004 Member
    Thanks to everyone who gave a decent answer. I can't believe how judgmental some of you have been in this thread, you know nothing about me. I was telling you all not to give me advice on how to save money, because I'm already past that point! I've been cutting back as much as I can, I use a calculator at the grocery store so I spend exactly what I can.

    By the way, my boyfriend and I only have ONE CAR. I don't know where you all fabricated another one. Also, I work at FedEx, in the summer the shifts are short since it's very hot outside, so I can't do longer shifts.

    It's not a harsh reality that I will need money next month too, but guess what? I just got the call back from the grocery store today while I was at work, so when I call them tomorrow they'll tell me that I have the job. And even if I don't get it, I've applied at places all over my town and expect to get something. I've also applied at a temp service so I might get a full time job.

    I understand how to manage my money, I've done it all myself since I turned 18. I don't expect to have to go to my uncle or anybody else for that matter over and over. I didn't have enough money since February when my boyfriend and I had to move out of our cheaper living arrangement (with a roommate) because our roommate unexpectedly wanted to move in with some other people. We also couldn't find a replacement roommate so we had to come up with $940 for our safety deposit and first months rent.

    You're really starting to sound your age. Get over it. Just friggin ask him already, we dont know you right? Well we sure as hell dont know your uncle either. Who the *kitten* knows how you ask your uncle to borrow money? *kitten*, say "Hey uncle "
    " can I borrow 150 bucks. Boom, there it is. Was that really thread worthy anyway?
  • megmay2591
    megmay2591 Posts: 621 Member
    Thanks to everyone who gave a decent answer. I can't believe how judgmental some of you have been in this thread, you know nothing about me. I was telling you all not to give me advice on how to save money, because I'm already past that point! I've been cutting back as much as I can, I use a calculator at the grocery store so I spend exactly what I can.

    By the way, my boyfriend and I only have ONE CAR. I don't know where you all fabricated another one. Also, I work at FedEx, in the summer the shifts are short since it's very hot outside, so I can't do longer shifts.

    It's not a harsh reality that I will need money next month too, but guess what? I just got the call back from the grocery store today while I was at work, so when I call them tomorrow they'll tell me that I have the job. And even if I don't get it, I've applied at places all over my town and expect to get something. I've also applied at a temp service so I might get a full time job.

    I understand how to manage my money, I've done it all myself since I turned 18. I don't expect to have to go to my uncle or anybody else for that matter over and over. I didn't have enough money since February when my boyfriend and I had to move out of our cheaper living arrangement (with a roommate) because our roommate unexpectedly wanted to move in with some other people. We also couldn't find a replacement roommate so we had to come up with $940 for our safety deposit and first months rent.

    You're really starting to sound your age. Get over it. Just friggin ask him already, we dont know you right? Well we sure as hell dont know your uncle either. Who the *kitten* knows how you ask your uncle to borrow money? *kitten*, say "Hey uncle "
    " can I borrow 150 bucks. Boom, there it is. Was that really thread worthy anyway?
    I don't think you're thread worthy, Troll.
  • LadyBeryl
    LadyBeryl Posts: 344 Member
    How do I ask my Uncle if he will *loan* me money?
    Thank you so much. I think this has been missed too often in K-12 school systems.

    As the aunt who has GIVEN money to my niece and LENT money to my sister, brother in-law, and friends, I've vowed to never lend again. It only ends badly because
    (1) borrowers rarely pay back as promised,
    (2) they resent the fact that you know about their financial problems,
    (3) you have the money to lend them so you don't have financial problems, AND
    (3) they always come back for more

    I agree with the recommendations to NOT ask a relative or friend for money. If you have any type of problem, you should be able to go to your uncle for ADVICE and counsel. If you can't go to him for advice, you should never go to him for money! He may help you in money management and after hearing your situation, may offer to GIVE (or lend) you some money. You can then plan to REPAY him and it will be a pleasant surprise if you do.

    I've never borrowed money from anyone. ** My parents did pay off all of my bills after I got a doctoral scholarship and couldn't take the scholarship with my financial obligations. Years later, I GAVE both of my parents double what they GAVE me.

    **(This doesn't include the $5 here and there when I didn't have enough cash for tips or whatever.)
  • macpatti
    macpatti Posts: 4,280 Member
    I'm sure someone has pointed this out... You don't "borrow" money to someone.. you lend it to them.
    Yes, this has been covered. You really should read all the comments before you jump in this late in the game.
  • macpatti
    macpatti Posts: 4,280 Member
    How do I ask my Uncle if he will *loan* me money?
    As the aunt who has GIVEN money to my niece and LENT money to my
    Look, y'all! We have so many smart people here! Dead. Horse.
  • ScatteredThoughts
    ScatteredThoughts Posts: 3,562 Member
    Just say "Hey, do you remember that time you told me if I needed money, you'd borrow it to me? We're in a tight spot, can you help out?".

    Agreed. Keep it simple and honest. He has already given you the option.
  • Maximumresults
    Maximumresults Posts: 175
    consider delivering pizzas..if you are only working 15 hours a week you have plenty of time..
  • megmay2591
    megmay2591 Posts: 621 Member
    Just got the second job at the grocery store.
  • maidentl
    maidentl Posts: 3,203 Member
    Just got the second job at the grocery store.

    I hope things begin to look up for you now. :bigsmile:
  • foxyforce
    foxyforce Posts: 3,078 Member
    Just got the second job at the grocery store.
    ]]yay congrats!!!!
  • megmay2591
    megmay2591 Posts: 621 Member
    And my boyfriend just got an unexpected $500 from his parents. Wow, what a great day!
  • FatStoatLondon
    FatStoatLondon Posts: 197 Member
    Awesome :)
  • splashangel
    splashangel Posts: 494 Member
    Good News!
  • brewface811
    brewface811 Posts: 106
    Glad things are looking up for you guys! Don't let people get you down. It isn't easy doing it on your own I'm lucky (if you want to call it lucky haha) enough to still be living at home even though I am 21 years old. The real world sucks and so does growing up, you will figure it all out thou in time! Keep your head up :)
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