WOMEN AGES 50 + FOR NOVEMBER 2017

Options
1…7879818384…91

Replies

  • Lagopus
    Lagopus Posts: 1,016 Member
    Options
    Oh! I see I forgot to mention Lenora! I was thinking of the group members who are suffering medical emergencies but decided Lenora couldn't be classed as having broken bones, like Terry and Joyce, so I didn't mention her there. Still, you can BET I'm thinking of Lenora too! Keeping my fingers crossed for the best possible outcome. :flowerforyou:

    /Penny again
  • Peach1948
    Peach1948 Posts: 2,473 Member
    Options
    B)
  • klanders30
    klanders30 Posts: 2,569 Member
    Options
    Karen in VA I too find myself thinking of retirement but only on the bad days of work! :p So I guess that means I'm not really ready. Financially we are not ready but we are very seriously talking about it and making decisions and choices now that will be critical to an early exit in 2020 or the full ride in 2023! Most importantly, you have to keep yourself healthy and balanced along the way.

    Back to logging and exercise after a long holiday weekend. Oh what fun it is to be in a routine!

    NYKAREN
  • SophieRosieMom
    SophieRosieMom Posts: 3,423 Member
    Options
    Penny - I wonder if your knee problem could be bursitis? I had that early this year and panicked, the doc couldn't really find anything wrong but it was super painful. I think it was Beth who also had it this year? It gradually got better and the strength training has helped a lot.

    Karen - I was able to retire at age 65 with my state pension (Medicare kicked in) and delay taking Social Security until 66. I thought about working until 66 or 67 but the summer before I turned 65 some issues at work came up and like Barbie, I said "I am DONE with this!!". Gave them 2 weeks notice and I was outta there. Had enough in savings to keep us going until my 65th birthday. House and cars were paid off and a little more $$ tucked away for future home repair.

    I had started a budget spreadsheet several years earlier, and tracked the actual numbers including health care costs (then and projected) so it was a fairly smooth transition. I still do a yearly budget: have monthly spreadsheets where I log every purchase made and see how it all stacks up against the anticipated expenses and will be making adjustments for the 2018 budget. Can you tell I worked for an accountant? LOL

    There is often fear associated with taking the plunge. Stories about how a person will need a million dollars in the bank when retiring, etc. For me, getting the numbers on paper and planning different scenarios helped immensely. What if one of us needs nursing home care? We don't have long term health care insurance but the trend is for home health care = visiting nurses which I think would be affordable as long as one of us is able to still drive, cook, mow the lawn, etc.

    I go with a group of gals to nursing homes at Christmas - we deliver little goodies, take some time to speak with the residents. I am surprised at the number of them who seem able-bodied but landed in the nursing home because there was no other place for them to live and they could no longer cook or tend to daily independent activities like cleaning, paying bills, etc.

    The other factor to consider with retirement is - how will you spend your time when "the man" no longer dictates? A job does give a lot of emotional support - daily interaction with some of the people and tasks you like. How will that be replaced?

    I still miss some of the people and things I did but I'm not sorry I retired when I did.

    Frankiesgirl     - sorry about your stepdad :'(:'(Myraknits - onward and upward! Glad you are here with us!!

    Lanette
    SW WA State
  • spikeyhair
    spikeyhair Posts: 2,078 Member
    Options
    Does anyone use the Notes when logging food on diary? I added a note but how do you know it's there when you move on

    Kate
  • LisaInAR
    LisaInAR Posts: 2,020 Member
    Options
    On the subject of when to take Social Security, it's kind of a crapshoot, actually. It all depends on your life expectancy.

    My life expectancy averages out about 84 years old. According to a number of different calculators, I'm going to break even at about 75 to 77. In other words, if I take Social Security at the earliest possible moment, I will get exactly as much money by the time I reach 75 to 77 years old as I would have had I waited to "full" retirement age. I'm well aware that I will then be left with smaller checks month to month... but frugal living, husbanding our resources, should make up the difference--and my husband will hit his age for Social Security just as I'm hitting 75 years old. If Social Security still exists.

    That's my decision point - and at this point, I'm just a bit over five years away from early retirement, so it's not far away. Definitely something to think about.

    Lisa in NC
  • pipcd34
    pipcd34 Posts: 16,710 Member
    Options
    .000000
  • Katla49
    Katla49 Posts: 10,385 Member
    Options
    Myraknits: Welcome! You are not the only knitter here. There are several of us. Stop by often to give and get encouragement and support. :flowerforyou:

    Cathy: Good luck with the Alzheimer's medicine trial. Every step we can take to conquer the dread disease is valuable. :star:

    Penny: Longing for the adventures we've had aboard the boat is absolutely right. It is very hard to consider parting with the "magic carpet" that has given us so many wonderful adventures. :ohwell: I'm happy to hear that what ever caused your knee to hurt was temporary and you're back to pain free.:smiley:

    Machka: Your rose is gorgeous! :heart:

    Karen in VA: I am sure you will think things through and make a good decision about retirement. :star:


    Yoga today! I haven't been in over a week due to the illness we've both had, but I'm feeling up to it today. Yay! I can't say enough good things about what yoga has done for my health and fitness. My health insurance picks up the cost of gym membership. DSIL & DBIL are in a similar situation. The healthcare insurance industry seems to have picked up on the fact that regular exercise helps to prevent catastrophic &/or chronic health problems and saves them $$$$$ in claims.

    Katla in beautiful NW Oregon

    "So many of us believe in perfection, which ruins everything else, because the perfect is not only the enemy of the good; it's also the enemy of the realistic, the possible and the fun."
  • cityjaneLondon
    cityjaneLondon Posts: 12,355 Member
    Options
    Did some of my memoir while DH was out shopping for his daughter's meal. I always feel so much calmer when I've done some writing. o:)B)
    Then I ordered some books for my Kindle that were reviewed in the newspaper. I have quite a few to be getting on with now. :D Nice feeling.
    All our Christmas presents have arrived now. I just have to buy small, fun, Father Christmas presents for DH. We haven't decided what to get as a joint present, but no doubt inspiration will dawn.

    My Portsmouth friend emailed me from Hong Kong airport to ask me to meet her for lunch at my local pub on Thursday. <3 She has been visiting her son and granddaughter for three weeks. She is currently in the process of moving from Portsmouth to York, at the other end of the country, and is about to exchange contracts on the Portsmouth apartment. I am very sad about this as I see her regularly. :'(:'( She currently lives part time in her new apartment in York. The news is, on the brink of selling, her son in HK has offered to buy out her apartment and let her continue to live there!!!!!!! So she can keep the two apartments. He is keen to have property in the UK for when he returns. He only rents in HK. She is sorely tempted to take him up on the offer as it would solve a lot of problems for her - not the least her attachment to the south of England and the fact that she has a garage down there crammed with stuff. I wonder what she will do. Of course, it will thoroughly ÷×+= off her buyer. :o:o:o>:) I would be delighted if she stayed a bit longer down here as we are very close. <3

    All is arranged for me to go up to see my cancer friend on Wednesday. She is currently catsitting, so I will do what I did last time, pick up delicious bites from the supermarket at the train station in London and take them up to her apartment. She has requested desserts. :bigsmile: Well, if you can't have a treat when you have a terminal diagnosis I don't know when you can. She has made some spicy lentil soup for us. :D

    Love Heather UK xxxxxxx
  • jmkmomm
    jmkmomm Posts: 3,247 Member
    Options
    I actually was awake at 6 AM today. Way early for us. But we needed to be ready to be at the walk in clinic at 8 and my body woke up an hour early. After doctor looked at my elbow xray and listened to me talk about my pain in my arm and seeing the amount of pain I have in my ellbow, he does think I have a small fracture in the elbow. Have to be in the splint for about 4 weeks. As far as the foot, wearing the fracture boot for 4-6 weeks should heal that. But boy, this boot is cumbersome. There is no way I can sleep in this. But it will be on every waking moment. I will have to gain the courage to try the driving. I do want to sing in the choir if it is at all possible. That is my goal.

    My plan was to work until I was 65 and then retire but MS had it's own plan and I have done ok. Charlie had no plans, he knew he would know when to retire. He was was 61 when the hospital he worked at changed computer systems and he knew he wasn't going to hNdle it so he retired then and then waited until the next July when he turned 62 to get his SS checks. That meant I had to take my pension checks earlier than I wanted. But such is life. We are debt free but know our cars won't last much longer. I have enjoyed being debt free. If and when we get a loan for a new car I will make sure I pay it off early. I always round up our payment to the next nearest 50. If the payment is $220, I pay $250.

    Charlies problem with the pill keeper is that I was not feeding him the next bottle. I just told him it is in his plastic container, my pills are in a cake pan, his are in a Tupperware container.

    Joyce, indiana
  • langman22
    langman22 Posts: 786 Member
    Options
    Hi all,

    Wendy, you look wonderful. Congratulations on reaching your running goal

    Cathy, thanks for doing the Alzheimer’s trial. My grandmother had it and it is a terrible disease.

    Michele, my goodness woman! You can do more in a day than I can in a week. I love the cake.

    Pip, love the ornament. Looks like stain glass.

    Barbie, so glad you enjoyed your time with friends.

    Katla, I’m sure Arrow missed you. Absence makes the heart grow fonder. Glad you are feeling better.

    Myraknits, welcome. Glad to hear you are cancer free and ready to start a new phase of your life. We are a chatty bunch but also encouraging and supportive.

    Penny, glad your knee cleared up quickly.

    Machka, beautiful rose!

    Allie, I love your attitude girl.

    Heather, so sad to hear of your friend moving away. Maybe a trip is in your future?

    Okie, keep going girl. You can make that 50lbs and what a nice Christmas present to yourself!

    Betty, pretty picture. You can drop in any time with nice photos like this.

    Well back at work today. Struggling a little bit with the cast and typing, but making it work. Seeing the specialist tomorrow and hopefully I’m done with casts. If not, I’m hoping they change the gaze is starting to stink! Yuck! Back on track with tracking today. Didn’t weigh in this morning as I didn’t want to start off the morning discouraging myself. Lol. I’ll give it a couple of days then weigh in.

    Well lunch is almost done so I’ll sign off for now.

    Terry in VT
  • langman22
    langman22 Posts: 786 Member
    Options
    jmkmomm wrote: »
    I actually was awake at 6 AM today. Way early for us. But we needed to be ready to be at the walk in clinic at 8 and my body woke up an hour early. After doctor looked at my elbow xray and listened to me talk about my pain in my arm and seeing the amount of pain I have in my ellbow, he does think I have a small fracture in the elbow. Have to be in the splint for about 4 weeks. As far as the foot, wearing the fracture boot for 4-6 weeks should heal that. But boy, this boot is cumbersome. There is no way I can sleep in this. But it will be on every waking moment. I will have to gain the courage to try the driving. I do want to sing in the choir if it is at all possible. That is my goal.

    My plan was to work until I was 65 and then retire but MS had it's own plan and I have done ok. Charlie had no plans, he knew he would know when to retire. He was was 61 when the hospital he worked at changed computer systems and he knew he wasn't going to hNdle it so he retired then and then waited until the next July when he turned 62 to get his SS checks. That meant I had to take my pension checks earlier than I wanted. But such is life. We are debt free but know our cars won't last much longer. I have enjoyed being debt free. If and when we get a loan for a new car I will make sure I pay it off early. I always round up our payment to the next nearest 50. If the payment is $220, I pay $250.

    Charlies problem with the pill keeper is that I was not feeding him the next bottle. I just told him it is in his plastic container, my pills are in a cake pan, his are in a Tupperware container.

    Joyce, indiana

    Sorry to hear you have a fracture but I think you probably suspected that. I've been in the boot and you are right, it is the pitts. Try to sleep in it if you can. At least part of the night if you can't wear it the full night. It really does help.
  • cityjaneLondon
    cityjaneLondon Posts: 12,355 Member
    Options
    Terry - don't forget to take off the weight of the cast! :o
    I was quite pleased this morning to find I had barely gained half a pound this weekend. I will get my excess poundage off by Christmas - at least two pounds of it. I can feel a love handle. :noway:

    Love Heather UK xxxxxxx
  • barbiecat
    barbiecat Posts: 16,980 Member
    Options
    :)Joyce , you have helped so many people. Now it's time for people to help you. Think about who could drive you if you can't drive yourself and what Charlie can do and what doesn't need to be done at all.
    <3 Barbie
  • pipcd34
    pipcd34 Posts: 16,710 Member
    Options
    .
  • coastalgosgal
    coastalgosgal Posts: 2,900 Member
    Options
    Hugs ladies. Vertigo still clinging on. Always have a flip floppy feeling stomach, and a headache. My eyeballs hurt. So have a follow-up appointment on Thursday. I don't want this to be with me forever!
    Becca
    Stressing in Oregon

    a1t5yde24xj7.jpg
  • SnowDog16
    SnowDog16 Posts: 20 Member
    Options
    Kate you asked about the notes. I have just started to use them a bit. I have put some foods I can not find, or that I know I might not have it right, also some exercise. Yesterday I was a volunteer at a dog show, ate pot luck, walked a ton but no step tracker. Some of the other ladies say they do 14,000 to 22,000 steps at the dog trials. So I had both a few extra calories but had more walking then normal. I have no idea if it shows up again, but it reminds me about good and bad days. I am also learning how to enter my recipes so some foods are now tracked better.
    Good Monday, down more then 1 pound this week. So far down 22 lbs. I have made some cookies for Christmas so there was a little more butter and sugar going down.
    I am having trouble keeping up with everyone, Hope you also have had a good week.
  • Peach1948
    Peach1948 Posts: 2,473 Member
    Options
    Becca ~ Healing thoughts for you.

Categories