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credit score is a deal breaker when dating? really??

Posts: 4,733 Member
edited January 7 in Chit-Chat
this has got to be an April Fools Day article posted months prematurely, right? because if not, this is INSANE.

http://finance.yahoo.com/news/perfect-10-never-mind-ask-015017521.html

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  • Posts: 1,760 Member
    I would be a little turned off by bad credit.

    ETA: not necessarily a deal breaker though.
  • Posts: 561 Member
    What happened to falling in love with the person? If you are only looking for credit scores/money then you may be dating the "devil" as I will always believe that money is the root of all evil!
  • Posts: 1,760 Member
    What happened to falling in love with the person? If you are only looking for credit scores/money then you may be dating the "devil" as I will always believe that money is the root of all evil!

    To me, a good credit score does not mean the person has a lot of money, just that they're responsible with it.
  • Posts: 1,897 Member
    I can understand why someone would be leery of a bad credit score. Although a credit score is not an all knowing item, it can give good insight into how someone handles their money. Financial problems are the number one reason for divorce. Not saying it would be a deal breaker, because things happen, people are young and dumb at times, but it would be a piece of the puzzle IMO.
  • Posts: 368
    show previous quotes

    To me, a good credit score does not mean the person has a lot of money, just that they're responsible with it.

    This.
  • Posts: 4,733 Member
    so let me see if i understand...

    "Hey baby, what's your sign?"

    has been replaced by...

    "Hey baby, what's your credit score?"

    :laugh:
  • Posts: 1,799 Member
    Your credit score tells how great you are at borrowing money. A zero credit score is a "bad" score but is it really?
  • Posts: 352 Member
    Hey Winner....what's your credit score baby? :laugh: :laugh: :bigsmile:
  • Posts: 878 Member
    I've been told this: "I won't marry you because of your credit score." So yeah, really. Awesome, huh?
  • Posts: 2,889 Member
    Yes, I saw that in yesterday's New York Times.

    For some people, credit score may be a deal breaker.

    I think responsible fiscal practices are hot.
  • Posts: 4,733 Member
    keep in mind, the article uses an example of a woman on a FIRST date being asked her credit score. because of her answer, she never got a second date. the guy texted her with... "it wasn’t you, it was your credit score.". to me, that's insane.
  • Posts: 1,146 Member
    keep in mind, the article uses an example of a woman on a FIRST date being asked her credit score. because of her answer, she never got a second date. the guy texted her with... "it wasn’t you, it was your credit score.". to me, that's insane.


    That's hilarious. A person with bad credit just can't be trusted.
  • Posts: 4,733 Member
    Hey Winner....what's your credit score baby? :laugh: :laugh: :bigsmile:

    i'll show you mine if you show me yours. :happy:
  • Posts: 322
    People might not want to settle down with someone who has crappy credit. Dating sometimes leads into marriage and some people might not want to pay off their new spouses heap of debt. Also, it will make it harder for the couple to buy a home or a car, rent places.

    However, I think that unless this person proves that they are irresponsible to you then give them the benefit of the doubt. I know WAY TOO MANY gold digging, consumerist, money loving women. Some people can't put away the materialistic attitude for 5 seconds and feel like they are entitled to everything. This is crap. I guess some men do this as well, but it seems like snotty women.

    As far as I am concerned, if you have a roof over your head and can feed yourself and your kids then you need to shut up and be grateful! People get caught up in the need to have more stuff and put too much value into things. The American dream is crap,look at how other people live in the world? We are pretty spoiled.
  • Posts: 283 Member
    I saw that article earlier today...I gave it the side eye.
  • Posts: 534 Member
    LOL. I doubt anyone is asking these kinds of questions at the bar! However, it is one of those things that you probably care about if you are going to merge your financing with another person--when a relationship gets serious. It may give insight into their character because it reveals how they handle their responsibilities and commitments. Of course, as others have mentioned this is not necessarily a deal breaker but it could be if it revealed larger problems.
  • Posts: 1,256 Member
    Credit is a Big deal. Depending on a persons goals, bad credit Could prevent them. many times, bad credit Is a reflection of bad money management. I'm not in favor of having a joint checking account with Someone who Can't handle bills and Spending. I don't want Someone to be in charge of paying my bills who pays late most of the time. There are times when Crap happens, but Yeh,bad CreditWould hinder my future.
  • Posts: 157 Member
    My husband had awful credit when we got together. Two debts that had been sold over and over and racked up quite a bit of interest. One was from a mistake the hospital made that he didn't realize was in there. The other was him being naughty and over drafting his bank account by hundreds when he was 19. We fought the mistake and negotiated a lower deal on the one we had to pay. When we bought a house we discovered one of the collectors took our payment but sold the account yet again. Spent about a month on the phone fighting and got it squared away just in time to buy our house. It was a headache but not a deal breaker for me. :)
  • Posts: 741 Member
    A credit score is a reflection of character.
    If a lending institution doesn't trust a person with loaned money, how can I trust this individual in a serious relationship?
    That's insane.
  • Posts: 352 Member
    show previous quotes

    i'll show you mine if you show me yours. :happy:

    Well how can I say no to that?? Rawwwrrrr :bigsmile:
  • Posts: 4,733 Member
    LOL. I doubt anyone is asking these kinds of questions at the bar! However, it is one of those things that you probably care about if you are going to merge your financing with another person--when a relationship gets serious. It may give insight into their character because it reveals how they handle their responsibilities and commitments. Of course, as others have mentioned this is not necessarily a deal breaker but it could be if it revealed larger problems.

    yes, when you're talking about marriage, sure you need to talk about it. but the article implies it's a trait you need to know up front on date #1 and even points out dating sites specifically centered around that "requirement".
  • Posts: 2,126 Member
    If you have goals such as purchasing a home or car with your spouse it would be important.
    Not that it would be a *deal breaker* but it shows that someone is responsible also.
  • Posts: 1
    It has become a big thing with people getting together. Some say if your significant other lies about how much money they owed can ruin the relationship. Then if they get married the other person is now on the hook for all of the debt
  • Posts: 151 Member
    "How somebody treats their money is just another manifestation of how they treat the people around them."-- Suze Orman

    Credit score shows a HUGE sign of responsibility. It's pretty important. :wink:
  • Posts: 1,453 Member
    the nicest, most compatible person ever, can become a nightmare when you have a relationship and they are INCREDIBLY irresponsible with their finances. Your life becomes a nightmare if you've lived your life being responsible and you find out they have $50,000 in credit card debt. Duh!
  • Posts: 1,256 Member
    Your credit score tells how great you are at borrowing money. A zero credit score is a "bad" score but is it really?


    Yes, Considering the lowest Score is 300. Do you have $100,000 laying around? I don't. I need a loan to buy a house.
  • Posts: 467 Member
    It is for me. I am a finance major though. ;)
  • Posts: 434 Member
    800 and above only...I'm sorry but relationships need to touch on all facets of love and business is one of them. I also require a four-year degree from an accredited university, proof of employment (year tenure or better), and copies of your 1040/1099's from the past 2 years.

    This is all conditional based on the results of your child abuse, federal, and state criminal history reports of course.
  • Posts: 464 Member
    I can see how it can be important. But if a guy asked me that on a first date, it would be awkward and I would seriously walk away because it's none of their business until we get serious. Even then, A credit score? That in my opinion is weird to ask at all. I've been with my Fiance for 5 years now, and we have never really talked about a credit score before...so that means it's sooooo not important. at least to me.
  • Posts: 4,733 Member
    800 and above only...I'm sorry but relationships need to touch on all facets of love and business is one of them. I also require a four-year degree from an accredited university, proof of employment (year tenure or better), and copies of your 1040/1099's from the past 2 years.

    This is all conditional based on the results of your child abuse, federal, and state criminal history reports of course.

    i'd love to ask a woman on a first date for copies of her state and federal tax forms for the past 3 years. as a joke of course, but with a straight face, just to see how she reacts. :bigsmile:
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