Let me know you a little better
Replies
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I don't own any credit cards. I dont like to live beyond my means. There has been a time or two where life has hit me hard and I could of benefited from one, but I managed without one in the end.8
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^ i appreciate that. ‘cept the house payment, and now recently a car payment, I got no debt either.2
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I have a credit card cause I’m lazy. It sorts everything into groceries, gas, hardware, etc. in other words, it does my budget.. I don’t have to. I pay it in full every month. Only necessities and planned purchases. Frivolous things take cash.2
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_sw33tp3a_11 wrote: »
Well, not necessarily, I could have paid cash for the truck. It didn’t make sense though.1 -
How can you possibly max-out a credit card, making terrible decisions, if you don't have a credit card ??
Hopefully y'all compensate by writing bad checks.
.4 -
_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.4 -
_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉1 -
_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
But you said you have not had the opportunity in life to really have wants.....i do not accept this. I do accept if what you mean is you never wanted monetary wants.....but opportunity is one thing i served this country for, so we all have the right to pursue what we want. It does not mean we have the right to have it.....but we sure have the opportunity to pursue it.2 -
_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
But you said you have not had the opportunity in life to really have wants.....i do not accept this. I do accept if what you mean is you never wanted monetary wants.....but opportunity is one thing i served this country for, so we all have the right to pursue what we want. It does not mean we have the right to have it.....but we sure have the opportunity to pursue it.
I feel ya, brother. It’s all good though. We all post stuffs that don’t convey exactly what we mean or can be taken different ways.
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_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
But you said you have not had the opportunity in life to really have wants.....i do not accept this. I do accept if what you mean is you never wanted monetary wants.....but opportunity is one thing i served this country for, so we all have the right to pursue what we want. It does not mean we have the right to have it.....but we sure have the opportunity to pursue it.
I feel ya, brother. It’s all good though. We all post stuffs that don’t convey exactly what we mean or can be taken different ways.
I have a hard time expressing things and it only makes sense in my head. I'm sorry if I confused anyone 😕4 -
_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
I knew what you were trying to say🙂🤗Motorsheen wrote: »How can you possibly max-out a credit card, making terrible decisions, if you don't have a credit card ??
Hopefully y'all compensate by writing bad checks.
.
Yes, about this.. your cheque bounced 😒1 -
_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
But you said you have not had the opportunity in life to really have wants.....i do not accept this. I do accept if what you mean is you never wanted monetary wants.....but opportunity is one thing i served this country for, so we all have the right to pursue what we want. It does not mean we have the right to have it.....but we sure have the opportunity to pursue it.
I feel ya, brother. It’s all good though. We all post stuffs that don’t convey exactly what we mean or can be taken different ways.
I have a hard time expressing things and it only makes sense in my head. I'm sorry if I confused anyone 😕
Ya ain’t got nothing to be sorry about. It’s all good. 🤗2 -
I opened my first line of credit a year or so ago. I haven’t even touched it. It just looks like a bill to me so I don't use it. But I feel dumb being this far in the game with no credit, well, now a little bit. I greatly fear debts of any kind.1
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Da Fahq? I got a grouchy face for trying to be kind and smooth things over?
Another badge of honor I guess. 🤷🏼♂️3 -
OpheliaCooter wrote: »I opened my first line of credit a year or so ago. I haven’t even touched it. It just looks like a bill to me so I don't use it. But I feel dumb being this far in the game with no credit, well, now a little bit. I greatly fear debts of any kind.
Credit isn’t bad if you’re smart about it.
There are people much smarter than I who can expand on that.2 -
Simple. Just use it for one thing you aren’t tempted to overspend on. Like car gas. That’s it. If you get paid once a month, pay your monthly average the day you get paid, not when you get the bill. Builds your credit. Doesn’t hurt. If and when you do well, add oil changes. Not gonna be tempted to overspend on that. Baby steps. If you don’t handle it, back up, start again. But only if you can get a free credit card. Don’t pay them for letting them use your money. Pay in full every month. Don’t pay interest.
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I have never paid for a massage.
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_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
But you said you have not had the opportunity in life to really have wants.....i do not accept this. I do accept if what you mean is you never wanted monetary wants.....but opportunity is one thing i served this country for, so we all have the right to pursue what we want. It does not mean we have the right to have it.....but we sure have the opportunity to pursue it.
also, when you earn it, you should be able to keep it.
Nobody else is entitled to your prosperity.
(Not even the ne'er-do-wells who might disagree; you know who you are.)5 -
I’ve never paid for a massage either. The free ones I’ve gotten? You know what they say, you get what you pay for.3
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I am a fitness enthusiast and a sportsperson - Love Skiing, biking, swimming, running ..etc. I am also a horror / suspense movie buff0
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_sw33tp3a_11 wrote: »I don't own any credit cards. I dont like to live beyond my means. There has been a time or two where life has hit me hard and I could of benefited from one, but I managed without one in the end.
Does that mean you're an Amazon virgin?
I couldn't survive without Amazon. It's like air to me.3 -
OpheliaCooter wrote: »I opened my first line of credit a year or so ago. I haven’t even touched it. It just looks like a bill to me so I don't use it. But I feel dumb being this far in the game with no credit, well, now a little bit. I greatly fear debts of any kind.
I know a couple family members who have owed sooo much on credit cards that it's truly scary.
We do have one that we use most of the time due to getting rewards but we pay it off every month. Cannot imagine people who are paying the minimum required on thousands of dollars. 1 -
Motorsheen wrote: »_sw33tp3a_11 wrote: »_sw33tp3a_11 wrote: »
Wait a second.....i agree not living beyond your means is an exceptional trait....but i am not buying not having the opportunity to have wants. Having wants is what drives me like a madman. Not necessarily just monetary wants.....but everything. Wanting, happiness, independence, health, fitness, and yes complete financial security. I wasnt supposed to have any of that if i was to believe those around me.....but i do. Having wants and achieving them means making opportunities not waiting for them chica.
I know why you mean. I have had wants that I was able to obtain. I mostly meant monetary things but I always enjoy your input 😉
But you said you have not had the opportunity in life to really have wants.....i do not accept this. I do accept if what you mean is you never wanted monetary wants.....but opportunity is one thing i served this country for, so we all have the right to pursue what we want. It does not mean we have the right to have it.....but we sure have the opportunity to pursue it.
also, when you earn it, you should be able to keep it.
Nobody else is entitled to your prosperity.
(Not even the ne'er-do-wells who might disagree; you know who you are.)
So that's why Jo refuses to share her chocolate?1 -
corinasue1143 wrote: »I’ve never paid for a massage either. The free ones I’ve gotten? You know what they say, you get what you pay for.
TBH I wouldn't want a massage. Period. Nor a pedicure. I don't want anyone that I don't know, touching that stuff. I don't even like going to the doctor for reasons like that. I always feel I need to apologize. Weird, huh?3 -
corinasue1143 wrote: »I’ve never paid for a massage either. The free ones I’ve gotten? You know what they say, you get what you pay for.
TBH I wouldn't want a massage. Period. Nor a pedicure. I don't want anyone that I don't know, touching that stuff. I don't even like going to the doctor for reasons like that. I always feel I need to apologize. Weird, huh?
I’m the exact opposite. I’d get a massage weekly if I could. I’m in heaven when ol’ girl squeezes / massages my cheeks. My hiney is still soft and smooth from Tuesday’s massage.3 -
_sw33tp3a_11 wrote: »I don't own any credit cards. I dont like to live beyond my means. There has been a time or two where life has hit me hard and I could of benefited from one, but I managed without one in the end.
Does that mean you're an Amazon virgin?
I couldn't survive without Amazon. It's like air to me.
I don’t know about @_sw33tp3a_11 but I do PLENTY of online shopping. Book flights. Hotels. Air b&b’s all with my debit card. Amazon has ruined my shipping expectations for most other companies. 🙈
Lol I have used Amazon. I recently drunk ordered those Tick Tok leggings that make your *kitten* look great. I wasn't impressed. I hate shopping mostly because I get bored of it real quick but if I have to order online, I use my debit card.0 -
I can’t have a debit card. I’m so petrified someone will get it and clean out my bank account. When I worked in a bank I found out what that can do to a person. Hot checks right and left. Mortgage pmt refused. Etc. Nope. No debit card.
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I plan to stand on the moon or Mars before I die.
I pay for massages all the time...4
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