Nagging about saving money for IVF

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  • UsedToBeHusky
    UsedToBeHusky Posts: 15,229 Member
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    how about you just have a conversation with your husband and just your husband about it. I wouldn't consider dragging things like this into the public.

    I understand the request for ideas but I am sure you can come up with something together. After all you are grown up and married and I am pretty sure also capable of sorting out your finances.
    I was looking for SUPPORTIVE comments. NO need to comment if you are just going to be negative! Goodbye!

    The supportive comments you are looking for are there. You're too wrapped up in the its my way or the highway mentality to see them.

    Step back look at your situation as a whole. You're being childish by throwing tantrums, he's being it by being selfish. Is this how you want your kid(s) to be? Fix you first.

    You actually sound kind of bitter. There really isn't anything wrong with her posting a relationship question on the internet.

    Your supportive suggestion was to talk to her husband. That one has been covered in this thread. Life isn't always cut and dry. Some problems are more pervasive and troubling than others. Some people are better able to problem-solve by bouncing ideas off other people. The internet is a great place to do that as you are sure to get a variety of opinions. She has not put her husband down. She has not painted him in a bad light. I don't see at all that she has a "my way or the highway" mentality. She has said that she would not be leaving her husband because of this issue. Were you referring to the way she treated you? Because your suggestion, while a wise one, is only going to get her part way to the solution. And in the process of providing her with only a partial solution that has already been covered, you attacked her and called her childish.

    Why don't you fix you before you give out advice on the internet? Especially since you have such a huge problem with people asking for it.

    Life is that cut and dry. Communicate, make a decision and follow through. I'm not bitter at all. I called her childish because after 14 pages and the repeated advice of talk to your husband because there seems to be a difference in pages of what they both actually want out of life, has been ignored. I'm all for the internet and getting opinions and learning from others who are in different walks of life than yours. However if a majority are all telling you the same thing its called get a clue. She has painted her husband in a bad light. She basically has told us that he has no regard for how she feels. Because she said that they agreed on a budget and he won't stick to it. That being said to me screams that he doesn't actually care about what they agreed upon together and now she is trying to figure out how to get it to go back to her way. The only way for them to work this out isn't a money problem its a respect problem that only they can figure out. Maybe they can go spend some money first on couseling then IVF.

    There could be any number of reasons that he is spending money that have absolutely nothing to do with his desire to have the IVF procedure. Your answer actually ISN'T the only right answer. And I don't see at all where the OP has stated that she plans to ignore the advice to talk to her husband. Not once anywhere has she stated that she doesn't want to have a discussion with him about it. Not once did she say that all she wanted was a way to manipulate her husband in wanting what she wants.

    She actually agreed to talk to her husband and others went on to give her suggestions on how to save money and/or other alternatives to IVF. I'm not sure how any of that would give you the impression that she only cares about what she wants. But if you honestly think after 15 pages (or wherever it was that you eventually showed up in this thread) that the OP somehow missed that communicating with her husband was the FIRST step to solving the problem, well then you are either ignorant or you just came in here to pick a fight.

    So which is it? Ignorant or bitter?
  • warriorprincessdi
    warriorprincessdi Posts: 617 Member
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    So I'm wondering if all those people who say children ruin your life have children? If not, how can you be an expert about something you have no personal experience with?


    Well, as I was told by my father several times growing up; I was an accident, and I ruined his life.... I just took his word for it. Kids are bad m'kay?

    I'm sorry he said that to you, no kid should hear that. My parents were *kitten* to me too. You weren't a bad kid, he was a bad parent

    **** happens. It just helped me learn good life lessons earlier than most. Truth be told, we have a great father/daughter relationship these days. My parents were of limited income, raising two children they didn't intend on having. With the state of current affairs in the world today, and my goals in life... I do not, nor have I ever wanted children. Nope, Nope, Nope.
  • warriorprincessdi
    warriorprincessdi Posts: 617 Member
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    TIL no one is allowed to want their own biological children if unable to conceive naturally, adoption is free (lol), budgeting is a means of keeping your husband's balls in a vice grip, and my new favorite gif involves a cat and a hedgehog. I think I got everything.

    Don't forget that children RUIN LIVES!!!

    Oh I like you

    Don't get attached b/c I definitely don't like you.

    bammmmm lol
  • laynerich15
    laynerich15 Posts: 1,918 Member
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    Shot down hard
  • sixout
    sixout Posts: 3,129 Member
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    kWXclSC.gif
  • losingforgood120
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    My suggestion would be to create a 2nd savings account and set up an automatic transfer. Have it automatically transfer over an agreed upon amount every payday (or every month, whatever works better) with a clear understanding that there is NO withdrawing from that account, come hell or high water. That way the money isn't technically spendable to begin with.

    ^I like this idea.

    I have had trouble w/ overspending too. (and overeating, guess it's a personality thing). My husband doesn't. I felt pretty guilty about it but when we talked about it I appreciated how patient and respectful he is. You can't fix your husband's problems even though they have a big impact on you. He has to make the decision to change his choices and you being supportive and encouraging will help (and not too negative). You have to have reasonable expectations. Remind him of your mutual goal and breaking down that goal into smaller goals together is a great idea.

    Also...I saw people were annoyed by the "allowance" comment. (And someone said this is why I'll never get married.) But when you're single you still have an allowance. It's called your spending goals/budget. Adults have to be responsible whether they're married or single. (But when you're married your decisions do directly affect another adult A LOT so I guess that can be hard on people.) I mean... when I was single I still had financial goals, plans, etc. When you're married you just have to make those goals with someone else.
  • PurringMyrrh
    PurringMyrrh Posts: 5,296 Member
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    how about you just have a conversation with your husband and just your husband about it. I wouldn't consider dragging things like this into the public.

    I understand the request for ideas but I am sure you can come up with something together. After all you are grown up and married and I am pretty sure also capable of sorting out your finances.
    I was looking for SUPPORTIVE comments. NO need to comment if you are just going to be negative! Goodbye!

    The supportive comments you are looking for are there. You're too wrapped up in the its my way or the highway mentality to see them.

    Step back look at your situation as a whole. You're being childish by throwing tantrums, he's being it by being selfish. Is this how you want your kid(s) to be? Fix you first.

    You actually sound kind of bitter. There really isn't anything wrong with her posting a relationship question on the internet.

    Your supportive suggestion was to talk to her husband. That one has been covered in this thread. Life isn't always cut and dry. Some problems are more pervasive and troubling than others. Some people are better able to problem-solve by bouncing ideas off other people. The internet is a great place to do that as you are sure to get a variety of opinions. She has not put her husband down. She has not painted him in a bad light. I don't see at all that she has a "my way or the highway" mentality. She has said that she would not be leaving her husband because of this issue. Were you referring to the way she treated you? Because your suggestion, while a wise one, is only going to get her part way to the solution. And in the process of providing her with only a partial solution that has already been covered, you attacked her and called her childish.

    Why don't you fix you before you give out advice on the internet? Especially since you have such a huge problem with people asking for it.

    Life is that cut and dry. Communicate, make a decision and follow through. I'm not bitter at all. I called her childish because after 14 pages and the repeated advice of talk to your husband because there seems to be a difference in pages of what they both actually want out of life, has been ignored. I'm all for the internet and getting opinions and learning from others who are in different walks of life than yours. However if a majority are all telling you the same thing its called get a clue. She has painted her husband in a bad light. She basically has told us that he has no regard for how she feels. Because she said that they agreed on a budget and he won't stick to it. That being said to me screams that he doesn't actually care about what they agreed upon together and now she is trying to figure out how to get it to go back to her way. The only way for them to work this out isn't a money problem its a respect problem that only they can figure out. Maybe they can go spend some money first on couseling then IVF.
    AtmaKing for prez!
  • melinda200208
    melinda200208 Posts: 525 Member
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    how about you just have a conversation with your husband and just your husband about it. I wouldn't consider dragging things like this into the public.

    I understand the request for ideas but I am sure you can come up with something together. After all you are grown up and married and I am pretty sure also capable of sorting out your finances.
    I was looking for SUPPORTIVE comments. NO need to comment if you are just going to be negative! Goodbye!

    The supportive comments you are looking for are there. You're too wrapped up in the its my way or the highway mentality to see them.

    Step back look at your situation as a whole. You're being childish by throwing tantrums, he's being it by being selfish. Is this how you want your kid(s) to be? Fix you first.

    You actually sound kind of bitter. There really isn't anything wrong with her posting a relationship question on the internet.

    Your supportive suggestion was to talk to her husband. That one has been covered in this thread. Life isn't always cut and dry. Some problems are more pervasive and troubling than others. Some people are better able to problem-solve by bouncing ideas off other people. The internet is a great place to do that as you are sure to get a variety of opinions. She has not put her husband down. She has not painted him in a bad light. I don't see at all that she has a "my way or the highway" mentality. She has said that she would not be leaving her husband because of this issue. Were you referring to the way she treated you? Because your suggestion, while a wise one, is only going to get her part way to the solution. And in the process of providing her with only a partial solution that has already been covered, you attacked her and called her childish.

    Why don't you fix you before you give out advice on the internet? Especially since you have such a huge problem with people asking for it.

    Life is that cut and dry. Communicate, make a decision and follow through. I'm not bitter at all. I called her childish because after 14 pages and the repeated advice of talk to your husband because there seems to be a difference in pages of what they both actually want out of life, has been ignored. I'm all for the internet and getting opinions and learning from others who are in different walks of life than yours. However if a majority are all telling you the same thing its called get a clue. She has painted her husband in a bad light. She basically has told us that he has no regard for how she feels. Because she said that they agreed on a budget and he won't stick to it. That being said to me screams that he doesn't actually care about what they agreed upon together and now she is trying to figure out how to get it to go back to her way. The only way for them to work this out isn't a money problem its a respect problem that only they can figure out. Maybe they can go spend some money first on couseling then IVF.

    There could be any number of reasons that he is spending money that have absolutely nothing to do with his desire to have the IVF procedure. Your answer actually ISN'T the only right answer. And I don't see at all where the OP has stated that she plans to ignore the advice to talk to her husband. Not once anywhere has she stated that she doesn't want to have a discussion with him about it. Not once did she say that all she wanted was a way to manipulate her husband in wanting what she wants.

    She actually agreed to talk to her husband and others went on to give her suggestions on how to save money and/or other alternatives to IVF. I'm not sure how any of that would give you the impression that she only cares about what she wants. But if you honestly think after 15 pages (or wherever it was that you eventually showed up in this thread) that the OP somehow missed that communicating with her husband was the FIRST step to solving the problem, well then you are either ignorant or you just came in here to pick a fight.

    So which is it? Ignorant or bitter?
    Well Said! Thank You! I wasn't even going to bother ;) Yes, in many posts I said I should sit down and talk to him and figure something different out.
  • BusyRaeNOTBusty
    BusyRaeNOTBusty Posts: 7,166 Member
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    By all means, don't have children if you don't want them.

    But yeah, 3 kids, NO ruined life. Thanks though.
  • WJS_jeepster
    WJS_jeepster Posts: 224 Member
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    Also, for all those suggesting "just adopt an infant" I'd suggest you research it a bit more. It is incredibly difficult and expensive. As far as adopting an older child, you need to realize that they are available to be adopted for a reason - their parents have lost custody for a reason. There are not US orphanages just full of children who's parents have died. The older children available for adoption often have many special needs and issues. Even those with the best of intentions will find it terribly daunting.

    EXACTLY. While it is incredibly admirable and wonderful that people are willing to take special needs children into their hearts and homes, it's not fair that people who can't conceive naturally are expected to do so, and that if they want to try and have their own instead of adopting they're somehow "selfish".

    My husband and I actually did adoption classes with the intent of adopting through Children's Aid Society, and the workers there who ran the class said that we were pretty well guaranteed to get a child with a myriad of problems, potentially physical, behavioral, psychological, or all of the above. We were not ready or equipped for that, so we had to put a hold on it when the classes were done.

    The other options, private or international adoption, are actually MORE expensive than IVF, and are NO guarantee of actually getting a baby at the end. Adoptions fall through all the time for various reasons. If I could go to some kind of baby drive-through and get a random baby handed to me, I would love it like I gave birth to it and be happy. But it is NOT that easy, and it's really ignorant to suggest it to an infertile person, especially if you've never dealt with it yourself. Believe me, the infertile person you're talking to has very likely already thought about it, and/or looked into it.

    I also went through adoption training classes in MN through Children's Home Society. Each class I got more and more scared. A panel of parents who had already adopted through the program came to talk. Afterwards, about half the class was even more excited to adopt and half wanted to run away screaming. Some were dealing with multiple 3 letter diagnoses that were not disclosed until after adoption - ADD, ODD, RAD - you name it. You fill out a questionnaire describing what behaviors you could deal with and what you couldn't. Would it be ok if they had a history of fire-setting? Abuse of animals? Food hoarding?

    The best part was that you can look through websites of waiting children, go through all the training and a homestudy, and not until nearly the very end of the process are you allowed to see their files or hear anything about their past. I went in with the best of intentions and abandoned ship near the end of the process. I cannot emphasize enough how much I respect those parents who were able to provide a home to a child, but anyone who thinks adoption would be "less stress" than IVF is sorely misinformed.
  • PurringMyrrh
    PurringMyrrh Posts: 5,296 Member
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    how about you just have a conversation with your husband and just your husband about it. I wouldn't consider dragging things like this into the public.

    I understand the request for ideas but I am sure you can come up with something together. After all you are grown up and married and I am pretty sure also capable of sorting out your finances.
    I was looking for SUPPORTIVE comments. NO need to comment if you are just going to be negative! Goodbye!

    The supportive comments you are looking for are there. You're too wrapped up in the its my way or the highway mentality to see them.

    Step back look at your situation as a whole. You're being childish by throwing tantrums, he's being it by being selfish. Is this how you want your kid(s) to be? Fix you first.

    You actually sound kind of bitter. There really isn't anything wrong with her posting a relationship question on the internet.

    Your supportive suggestion was to talk to her husband. That one has been covered in this thread. Life isn't always cut and dry. Some problems are more pervasive and troubling than others. Some people are better able to problem-solve by bouncing ideas off other people. The internet is a great place to do that as you are sure to get a variety of opinions. She has not put her husband down. She has not painted him in a bad light. I don't see at all that she has a "my way or the highway" mentality. She has said that she would not be leaving her husband because of this issue. Were you referring to the way she treated you? Because your suggestion, while a wise one, is only going to get her part way to the solution. And in the process of providing her with only a partial solution that has already been covered, you attacked her and called her childish.

    Why don't you fix you before you give out advice on the internet? Especially since you have such a huge problem with people asking for it.

    Life is that cut and dry. Communicate, make a decision and follow through. I'm not bitter at all. I called her childish because after 14 pages and the repeated advice of talk to your husband because there seems to be a difference in pages of what they both actually want out of life, has been ignored. I'm all for the internet and getting opinions and learning from others who are in different walks of life than yours. However if a majority are all telling you the same thing its called get a clue. She has painted her husband in a bad light. She basically has told us that he has no regard for how she feels. Because she said that they agreed on a budget and he won't stick to it. That being said to me screams that he doesn't actually care about what they agreed upon together and now she is trying to figure out how to get it to go back to her way. The only way for them to work this out isn't a money problem its a respect problem that only they can figure out. Maybe they can go spend some money first on couseling then IVF.

    There could be any number of reasons that he is spending money that have absolutely nothing to do with his desire to have the IVF procedure. Your answer actually ISN'T the only right answer. And I don't see at all where the OP has stated that she plans to ignore the advice to talk to her husband. Not once anywhere has she stated that she doesn't want to have a discussion with him about it. Not once did she say that all she wanted was a way to manipulate her husband in wanting what she wants.

    She actually agreed to talk to her husband and others went on to give her suggestions on how to save money and/or other alternatives to IVF. I'm not sure how any of that would give you the impression that she only cares about what she wants. But if you honestly think after 15 pages (or wherever it was that you eventually showed up in this thread) that the OP somehow missed that communicating with her husband was the FIRST step to solving the problem, well then you are either ignorant or you just came in here to pick a fight.

    So which is it? Ignorant or bitter?
    Well Said! Thank You! I wasn't even going to bother ;) Yes, in many posts I said I should sit down and talk to him and figure something different out.
    You said multiple times you should, but have you? Just as you believe his words should result in action, so should yours.
  • bugaboo_sue
    bugaboo_sue Posts: 552 Member
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    Also why would you WANT children? They are endless money pits!!! I thought people only had kids by accident nowadays?

    People seriously think this way? I hope you accidentally have one so you will know the truth behind children. Tbe only pure love you will ever feel is for and from your children. Its the most anazing feeling, so amazing it can't be described with words. All 3 of my children were planned.

    Yeeeah, I think I'll pass.

    I am childless by choice and love it. I love how when I'm asked why I don't have kids and I tell them I don't like them I get the "Ohhhh. But when it's yours it's DIFFERENT." and also that I will still be able to vacation it'll just be "DIFFERENT".:laugh: No thanks!
  • HerbertNenenger
    HerbertNenenger Posts: 453 Member
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    Why aren't you considering adoption? Why force your body to do something it's not naturally inclined to do in your case?
    Plus, IVF isn't guaranteed. You could end up with 5 babies, or worse, have to "selectively abort" some until you have the choice amount. I all smacks of a puppy mill to me, to be honest.
    There are children already existing out there that need you, don't understand why people have to force their hands with this, taking drugs and going into a lab for impregnation (shudder). And before you say "I want my OWN child", I have a little girl that I adopted when she was 8 months old that couldn't be more MINE if I had carried her myself. We have the closest, best bond and I couldn't love her an iota more than I already do.
  • WaKay
    WaKay Posts: 314
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    not judging, just throwing this out there based my personal experience....

    Infertility is a bi#ch and IVF is physically and emotionally draining. The financial drain with potentially no child at the end is a bitter pill to swallow too. I was deeply entrenched in infertility hell when a friend said this to me:

    So do you want to be pregnant, or do you want to be a mother?

    I am mom to two daughters adopted internationally, and I have never looked back.
  • aledba
    aledba Posts: 564 Member
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    Maybe adopting would be a better financial descision. There are thousands of kids in the US alone that need a family, need love.
    Thank you! Not everyone is ready to actually *have* kids. People don't realize what the commitment to an actual baby is or does to you. 21k for IVF is A LOT of money for something that might not work. Adopting a kid and one day financing their education is a better investment for me. The OP's husband doesn't sound like he is too keen on this IVF process. It's not easy if you are just saying yes to make someone happy and don't actually feel the same way.
  • HerbertNenenger
    HerbertNenenger Posts: 453 Member
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    Also, for all those suggesting "just adopt an infant" I'd suggest you research it a bit more. It is incredibly difficult and expensive. As far as adopting an older child, you need to realize that they are available to be adopted for a reason - their parents have lost custody for a reason. There are not US orphanages just full of children who's parents have died. The older children available for adoption often have many special needs and issues. Even those with the best of intentions will find it terribly daunting.

    EXACTLY. While it is incredibly admirable and wonderful that people are willing to take special needs children into their hearts and homes, it's not fair that people who can't conceive naturally are expected to do so, and that if they want to try and have their own instead of adopting they're somehow "selfish".

    My husband and I actually did adoption classes with the intent of adopting through Children's Aid Society, and the workers there who ran the class said that we were pretty well guaranteed to get a child with a myriad of problems, potentially physical, behavioral, psychological, or all of the above. We were not ready or equipped for that, so we had to put a hold on it when the classes were done.

    The other options, private or international adoption, are actually MORE expensive than IVF, and are NO guarantee of actually getting a baby at the end. Adoptions fall through all the time for various reasons. If I could go to some kind of baby drive-through and get a random baby handed to me, I would love it like I gave birth to it and be happy. But it is NOT that easy, and it's really ignorant to suggest it to an infertile person, especially if you've never dealt with it yourself. Believe me, the infertile person you're talking to has very likely already thought about it, and/or looked into it.

    I also went through adoption training classes in MN through Children's Home Society. Each class I got more and more scared. A panel of parents who had already adopted through the program came to talk. Afterwards, about half the class was even more excited to adopt and half wanted to run away screaming. Some were dealing with multiple 3 letter diagnoses that were not disclosed until after adoption - ADD, ODD, RAD - you name it. You fill out a questionnaire describing what behaviors you could deal with and what you couldn't. Would it be ok if they had a history of fire-setting? Abuse of animals? Food hoarding?

    The best part was that you can look through websites of waiting children, go through all the training and a homestudy, and not until nearly the very end of the process are you allowed to see their files or hear anything about their past. I went in with the best of intentions and abandoned ship near the end of the process. I cannot emphasize enough how much I respect those parents who were able to provide a home to a child, but anyone who thinks adoption would be "less stress" than IVF is sorely misinformed.

    Ahem. And what health guarantee do you have when you have your child biologically? Because you carry it, they will be free from epilepsy, leukemia, asthma? please. My adoption cost less than what the OP says she is spending on IVF, and it was a helluva lot less painful.
  • PurringMyrrh
    PurringMyrrh Posts: 5,296 Member
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    To all those that have adopted: Thank you for taking an emotional and financial risk to rescue a pre-existing child that desperately needed a loving home. You saved and enriched a life and had yours enriched in the process.
  • PurringMyrrh
    PurringMyrrh Posts: 5,296 Member
    Options
    not judging, just throwing this out there based my personal experience....

    Infertility is a bi#ch and IVF is physically and emotionally draining. The financial drain with potentially no child at the end is a bitter pill to swallow too. I was deeply entrenched in infertility hell when a friend said this to me:

    So do you want to be pregnant, or do you want to be a mother?

    I am mom to two daughters adopted internationally, and I have never looked back.
    Bravo.
  • WJS_jeepster
    WJS_jeepster Posts: 224 Member
    Options
    Also, for all those suggesting "just adopt an infant" I'd suggest you research it a bit more. It is incredibly difficult and expensive. As far as adopting an older child, you need to realize that they are available to be adopted for a reason - their parents have lost custody for a reason. There are not US orphanages just full of children who's parents have died. The older children available for adoption often have many special needs and issues. Even those with the best of intentions will find it terribly daunting.

    EXACTLY. While it is incredibly admirable and wonderful that people are willing to take special needs children into their hearts and homes, it's not fair that people who can't conceive naturally are expected to do so, and that if they want to try and have their own instead of adopting they're somehow "selfish".

    My husband and I actually did adoption classes with the intent of adopting through Children's Aid Society, and the workers there who ran the class said that we were pretty well guaranteed to get a child with a myriad of problems, potentially physical, behavioral, psychological, or all of the above. We were not ready or equipped for that, so we had to put a hold on it when the classes were done.

    The other options, private or international adoption, are actually MORE expensive than IVF, and are NO guarantee of actually getting a baby at the end. Adoptions fall through all the time for various reasons. If I could go to some kind of baby drive-through and get a random baby handed to me, I would love it like I gave birth to it and be happy. But it is NOT that easy, and it's really ignorant to suggest it to an infertile person, especially if you've never dealt with it yourself. Believe me, the infertile person you're talking to has very likely already thought about it, and/or looked into it.

    I also went through adoption training classes in MN through Children's Home Society. Each class I got more and more scared. A panel of parents who had already adopted through the program came to talk. Afterwards, about half the class was even more excited to adopt and half wanted to run away screaming. Some were dealing with multiple 3 letter diagnoses that were not disclosed until after adoption - ADD, ODD, RAD - you name it. You fill out a questionnaire describing what behaviors you could deal with and what you couldn't. Would it be ok if they had a history of fire-setting? Abuse of animals? Food hoarding?

    The best part was that you can look through websites of waiting children, go through all the training and a homestudy, and not until nearly the very end of the process are you allowed to see their files or hear anything about their past. I went in with the best of intentions and abandoned ship near the end of the process. I cannot emphasize enough how much I respect those parents who were able to provide a home to a child, but anyone who thinks adoption would be "less stress" than IVF is sorely misinformed.

    Ahem. And what health guarantee do you have when you have your child biologically? Because you carry it, they will be free from epilepsy, leukemia, asthma? please. My adoption cost less than what the OP says she is spending on IVF, and it was a helluva lot less painful.

    I agree. There is absolutely no guarantee about anything. Your adoption process (of an 8 month old) was probably pretty different than what I experienced looking at older kids.
  • aledba
    aledba Posts: 564 Member
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    I had IVF so let me put in my two cents. Don't stress, it's not gonna help. Put it on a credit card, once you give birth, you can claim your child tax credit then pay off your CC. That's what we did. My son is almost 2 and he's paid off Yaay! :drinker:

    Oh and my husband only gets $20/week and no gas money :glasses:
    A child tax credit is to invest in your kid's future, not pay off his creation. It is absolutely despicable that people are allowed to go into debt to procreate.