WOMEN AGES 50+ FOR OCTOBER 2016
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My top two money saving hacks---get books from the library--stay out of stores and off shopping websites 6 -
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My top money saving tips - Cook from scratch, use all your left overs including vegetables, don't eat out and don't eat takeaways. Your purse and your body will thank you.
Just had guinea fowl with roasted onion and carrot along with kale. DELICIOUS. There is loads of guinea fowl left for another day. I could make stock, but I've already got loads in the freezer,
Tomorrow we are going to take sandwiches for lunch in the car. I will take a Quest bar for any hunger pangs later. DS is going to be home by 5 pm so should get a cup of tea then. DH and I normally eat around 6 pm, but that is bath, TV and bed time for the grands, so I will have to wait until after 7 pm. I will be starving! Usually I succumb to a slice of wholemeal bread and Marmite.
We might have fish and chips (me no chips), but we will have to avoid the usual Prosecco as we have to drive home. :sad: Good job we will be walking around all day looking at houses. I will do 300 calories of rowing before we set off. 
Hope I sleep tonight. Love Heather UK xxxxxxx2 -
Lisa - I have a little 2 cup max coffee maker that uses pods instead of cups. My hack was finding (on line) 'The Duck' which is an insert that allows you to use regular ground coffee instead of pods/cups. Save tons of money and I can get a bit exotic with my morning brew. I've been stuck on Raspberry Chocolate coffee from our local grocery store for some time now. Maybe there is a 'Duck' for your coffee machine out there somewhere.
My dear neighbor's birthday is Halloween (tomorrow). I have decided that he has heard and been given every Halloween themed birthday thing made by now. So I will surprise him and his wife with a batch of his favorite home made ice cream to go with the delicious home made birthday cake I am sure Ruth will make him. No tricks just treats for him tomorrow.
Charleen in Colorado (Cool, cloudy and dreary today. Makes me want to go back to bed.)2 -
barbiecat – I go to the library; I don’t shop online; and, I only go into a store when I am planning on buying something ‘specific’ … except for the grocery store. Usually I know about how much I will spend at the grocery store by multiplying the number of items I have in my basket by $5 + 7% tax. But, yesterday, I had to have the cashier take off a couple of items that I had picked up, mainly because I went there ‘hungry’. I don’t mind putting things back, next time I am more careful. DH had given me $35 and the groceries costs $38+. Oh well, did not get the apples I wanted; next time!
Heather – I try cooking from scratch; and, I put my veggies in a pot in the freezer for soup later when it gets cold. When we go out to eat; I cut whatever I order in ½ as soon as I get it, ask for a ‘to go box’ and push it over to the side of my plate. I ‘try’ not to order a mixed drink; unless I skip a meal earlier in the day. When I have gone over, I definitely walk! Looks like ‘tea’ is going way up due to Brexit; are y’all affected by this?
Charleen – We could certainly use some of the cool, cloudy and dreary weather; actually we could use RAIN!
Lenora
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DYS just rang me. Tomorrow we are going on Halloween duty with him. :noway: He asked me if we had any masks. Good job I hadn't thrown them away yesterday! I have rooted out a couple for DH and me and a gold one you hold up. These were all hand made by me and used in my theatrical productions. DGS is going as The Grim Reaper and DGD is going as Queen of the Spiders. He says we will be out for 45 minutes. Then I will go for fish and chips. Scared I will be STARVING ! (I am hypoglycemic ). Resolve to take care of myself so I can help the kids enjoy themselves. Will pack two Quest bars.
DYS couldn't remember which dog was whose, but remembered Johnny the best. I hope I've remembered it correctly. DOS was a bit older, of course, so will have a better memory. DYS thought it was a good idea to send Johnny to DOS.
Looking forward to tomorrow, but expecting to be KNACKERED. (British English) :laugh:
Love Heather UK xxxxxxx3 -
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stat for the day:
jog- 48.05min, 9.37ap, 6.1-6.7sp, 0-4.0incl, 163mhr, 5mi = 531cal
last run b4 the big one1 -
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Carol how fun!1
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Hugs ladies! It's Sunday, and its raining cats and dogs! We WERE going to attend "Talking Tombstones" an event at the cemetery down in Seaside, but with all of our colds finally on the mend I declared it not a good idea. It's one thing to go if its cold, but cold and rainy makes my nose run even to think about it! The event has people dressing up at past residents of the area...actually standing by their graves and talking about themselves. One year it was here at the cemetery in Hammond and many of the talking tombstones were figureheads of past Astoria, (being that Astoria is built on a side of a hill, most are buried here). It's a spooky looking history lesson, and you just walk from tombstone to tombstone. They also have buckets and brushes if you want to clean a bunch off too. If you have never thought of your town doing this, its a great thing to get people interested and informed about the people that made your town the great place it is today!
Already making a shopping list for the beginning of the month. I have cleaned out old coupons and made a meal list from what we have already. I have a small bookshelf that has mostly "my stuff" on it, and I need to eat from that MORE OFTEN. It contains some pastas, organic rice, herbal teas, cans of veggies, and some cans of fruit. Also some multi-grain crisp bread, and tuna. I know its easier to just put some hearty bread in the toaster and put some peanut butter on it, but I need to plan better. For one split second I thought of just buying some Slim fast and just not eat for a while. Or maybe just some tv dinners, but that is crazy thinking. I need to put myself first again. I have gained 10 lbs. these last couple of months and it just makes me think stupidly. It makes me want to just "take a break" from attending TOPS meetings, but that again is not fully being in the present, putting myself first, and being accountable. It's a holiday thing...just an excuse. It's because its cold, rainy and ucky out, so I am not exercising like we used to. Bah! Rain is just liquid sunshine....and I know how to layer dammit.
Becca
being liquid-sunned on and rusting in
Oregon
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I should feel very lucky and blessed that Charlie have never been in that penny pinching state. I am sure that when Charlie was growing up that he must have felt it in his family. But if my parents were poor us kids never knew it because of the amount of love. Plus our churches always kept us in venison, half a gog or beef, one member owned a skating rink so we had free recreation. And Mom and Dad always made life fun for us. They always had a large garden or helped with the work for a church member so that we could use it. When I graduated from nursing school the government had this wonderful grant policy that if you worked at certain hospitals, your payment is cut in half that year. And the whole 3 years which included room, board and all meals cost $700/year. But by the time the 3 years of 1/2 payment went by they changed it that I could do it for another 3 years. As an RN, I made good money. Back in 1972 when I started, my started hourly wage was $3.95! When I stopped it was $20/hour. Charlie only had a high school degree and many times he was totally upset when as a HS graduate his position didn't pay the level he thought was equal to his intelligence and job importance. Yes, a pharmacy tech was very important but the hospital put all technicians at a certain pay level. But we have always had the policy of no credit card policy. We own our house and both cars.
Was able to go to Sunday School and church and sang in the choir but I sure hurt the whole time. I have my appointment Tuesday,
Joyce, Indiana1 -
Joyce wrote: Plus our churches always kept us in venison, half a gog or beef, one member owned a skating rink so we had free recreation.
I figured "gog" was a typo but I had a BLAST trying to figure out what it was supposed to be. I went through goat
frog 
and dog :noway: before I got to hog.
Thanks Joyce!
/Penny, ROTFLMAO at the North Pole
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Heather – Nice thing about Windows 10 is that I can ‘look something up’ without having to go out of the program I am in; and, can also open up 4 different sites at one time. Usually, I can guess what a word means by how it is used in a sentence; but, like to ‘make sure of it’.
Joyce – My Dad was an attorney; Mother a HS English/Lit/Grammar teacher; she did not make a whole lot of money; and Daddy sometimes would ‘barter’ for his services. One day, he walked up to the ‘evidence table’ and took a shotgun off it; the Judge asked ‘what he was doing’? His reply was ‘getting paid’. Can’t do that now-a-days. Guess that was sort of a ‘perk’ of living in a small town; having the ‘Chief Judge’ living in the same town and being a ‘friend’, even if several counties were in his jurisdiction. We always felt ‘rich’ in love. We always had what we ‘needed’; but, not always what we ‘wanted’. Other than I got a Dale Evans cowgirl outfit for my 3rd Christmas and a red wooden rocking horse. I thought I had ‘died and gone to Heaven’ . I rocked that horse so hard that its nose and tail would almost hit the ground. My Mother gave it or loaned it out and never got it back. So when my oldest son was little we bought a rocking horse. He loved it as much as I had loved mine. DYS did not care one bit about it. Too busy getting into things. I later saw the same type of red wooden rocking horse at a Junior League Auction, not in good shape and they had a $300 price tag on it. So, I never got a red wooden rocking horse since. I don’t remember any of our granddaughters wanting a ‘rocking horse’ … they wanted the ‘real’ thing.
Lenora
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Happy Sunday. Kind of a lazy day around here. Went to church then came home to a gray rainy day. DD is having kidney stone issues and DH is complaining of a sore knee. Good thing dinner is in the crockpot, pork loin.
Rita - Wow, what a gorgeous picture!
Carey - If your eye inflammation does not resolve you might want to have a chest x-ray done. Eye inflammation can be a symptom of sarcoidosis. I was not aware of this until I went to a conference at OHSU. Good luck with finding out what is going on.
Lenora - Sending healing angels for your BnL.
Heather - Sounds like a fun time. Good luck on the house hunting.
Becca - I love that you are rusting in the liquid sun. Where we lived in SD used to have cemetery tours and also did a haunted Sioux Falls tour using the old trolley.
Pip - You go girl!!
Everyone take care, Sue in WA2 -
Call me crazy but I love to see other people happy and succeeding .
Good Evening Ladies,
KJ, your kids are so cute in their costumes. Thanks for sharing with us.
Penny, that sounds like a great idea about one of those Samsung phones. I keep hearing a lot about them too. If you do get one, just don’t bring it when you come to the US. LOL
Barbie, I love the pic of you in your pumpkin suit with Brandy and Sasha looking up at you.
Charleen, I hope your little tree makes it.
KarenVA, it sounds like a marvelous time with the grands. Good for all of you!!
Heather, people make assumptions about others all the time. I’m sure many thought you “had it made” to be able to write and not “work” outside the home. You paid your dues for sure. I hope the stuffed dog comes out good and helps your DS.
Tere, wow you have been through a lot in the past year! It sounds like you have come through the worst of the storm and we are here to cheer you into good health. Plan what you eat and just take one day at a time. Congrats on your marriage and I wish you many years of happiness.
Rita, love your friends that take you for a walk. How nice for all 4 of you.
Lisa, I agree that we can usually find places in our lives to save money if we just analyze things. Good for you.
CarolGA, great picture.
Barbie, you are so right about saving money. My two favorite stores have been having huge sales so I just don’t even go in so I won’t buy something. I really don’t need anything.
to any Newbies that I missed. Come often and join in the chat. This thing works!! Please sign your post with what you want to be called. It makes it easier for us to respond to you. Also a location is great, be it specific or general. We are happy to have you join us.
I went with DH to the Sunday breakfast place that he likes so much. I’ve turned down invitations for the past two weeks. Since I ate what I shouldn’t, I went to the gym and worked some of it ff. It was such a beautiful day that I wanted to do something outside but that didn’t happen.
Sending love and good thoughts to all of you and I hope you all have a Happy and Healthy Day!
Words I live by:
Savor. I have to slow down and savor every bite.
and
Opportunity. Each day offers new opportunities for good health and happiness if we just look for them and choose them.
I Love you,
DJ
Myrtle Beach, SC
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I just started composing the post that will kick off the November thread. I'll post it tomorrow just before I go to bed, so be looking for it. I'll post the link here. We live in a 55+ neighborhood and don't have kids trick-or-treating. For me, Halloween has been dressing in my pumpkin costume for my line dance class. Once that's over, the holiday is over for me. We did see photos of our grandkids in their costumes posted on Facebook. Barbie in drizzly NW Washington 2
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tomorrow, i go to the new office and use my new bike locker. we'll see how smooth it goes. work for 2 more days then we're off to california3
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Hi Gals,
Love hearing about all the de-cluttering/cleaning out…
Mary – take care
Liz – slow and steady, you are just a few days post surgery, do not be silly!
Katie – great picture
Allie – Glad you are getting some quiet time – sorry to hear that even while you take Tom to the airport he figured out how to pick at you….
Heidi – Happy Belated birthday!
Margaret – beautiful
Heather – the grands are so cute!
Lisa – I am really pleased to hear how you have thought this out, and made your health the top priority, and understand that you and DH can figure it out with less income if you have to… cheering for you!
Katla – thanks for your comment about the Apple upgrade using up battery life quicker, I thought I was imagining things….
All thanks for posting the “needing to be frugal” stories, I’m living that life now and spend some time with folks who have it made financially this weekend and while they don’t mean to, the conversation is often about going here, there, seeing this event, flying here or there for the weekend, they don’t do it to rub it in my face, but sometimes I can’t even afford the gas to go to a free event so I was feeling a bit alone, the way things work here in the usa if at the end of the year you are above the poverty line and own a business (I was above by under $10 last year) you don’t get a break on taxes so my tax bill took just under 40% of the business income for all the taxes which means I live well under the poverty line, most of the time it is a game, how can I stretch stuff, but other times it just gets me down – thanks for helping me feel less alone. And who ever mentioned checkout51, I’m going to check that out too.
October Goals:
2 fun things a week, Lunch with friends 2 times….
Read and report on a book
Log everyday to the best I can, over if need be.
11,000 + steps everyday
Work on water consumption -
Smiles.
Kim from N. California
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My family and I have been messaging each other tonight about Christmas. It is going to be so different for me this year. It is already stressful. I don't know why I am so stressed over everything lately. For the last two years we have rented a hall for our dinner and then come back here for gift exchange which in my mind IS Christmas. It is the reading of the Christmas story, even though it is read on a phone, singing carols. women doing their 'secret Santa stocking stuffer' thing and then finally opening of gifts with Michelle and my grand daughters being elves. As the other kids get older they will take that job over. So this year it will all be at this hal. It is not somewhere that is ever decorated for Christmas plus it will be done December 31st. So, what do we do for a tree. There will be 8 children 5 and under plus my two 10 and 15. Bedlam, holy bedlam. 4 of these children are shy, the other are, well let's just say they haven't been brought up like the others. Christmas tree. I can't see not having a tree. But I don't want to buy a tree and decorating it over and several hours later taking it all down. I think we are going to have my two DGD draw a tree on a big piece, like big wall size, paper and having the kids taping ribbon, etc as decorations. Adults can help draw their hands on it, just stuff like that. But I want a tree to put presents under. Is it just because we are traditional??? Plus at the eye level that kids are going to be doing their drawing or decorating, it won't leave any room for gifts and stockings. Games to keep the kids busy. I am putting to much thinking on me because we always have ti at my house and there is room to play but not a big hall for them to run wild like the 4 kids who live like that.
Knowing me, I will lay awake at night thinking about this and trying to 'solve' it. I know exercise would help to de-stress me. Do I do it???? No. Maybe I just need to go look at pictures at Bea!!!! LOL
Joyce, Indiana0 -
Hello
Happy Sunday everyone,
I was really exhausted yesterday but today feeling much better .
My DH did a great job on the carpets they looked great felt bad I couldn't have helped him more.
Tonight for dinner I made my first lo carb meatloaf. Everyone enjoyed it. I been struggling wanting comfort foods this help take of that plus help me stay on my plan .
Tomorrow I start back at the Y. Goal is at least two trips around the track. Maybe more if I can do it.
Have a good night !
Liz
Caldwell, Idaho
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I'm still experiencing numbness and tingling down my right arm and muscle spasms in my shoulder blade. My DH and I signed up at the community center fitness club for the next 3 months. I know that heavy lifting and Kettlebell swinging is out for now. We can use the pool and hot tub at the hotel as part of our membership and plan to do that together 3 nights a week. I can walk the 2 miles to and from for extra calorie burn once I get better.
Terr- welcome back! Congratulations on your marriage!
Mary from Minnesota3 -
Lisa in West Texas - It is hard not to get invested in a job. It is also sometimes hard not to measure our self worth by what we do. Please do what is best for both your mental and physical health. I know you don't make these decisions lightly.
Karen in Virginia - I love my sister dearly but she has always been one of my difficult people. She has no filters, no empathy, a distorted view on reality and family history. Recently she went on a bashing binge. She has bashed my daughter-in-law, daughter, husband and niece. She is telling anyone who will listen that Christmas dinner would be better held at her house and she doesn't know why I want to do it. I have heard it too many times and have now told her that she doesn't have to come. The thing is she wants it at her house but has no intention of cooking, baking or cleaning up. Repeat to Self "I love my sister, I love my sister, I love my sister"
Katla - Enjoy those baby snuggles, you will be home soon enough.
Joyce in Indiana - We joke that you know you're Canadian if your kid's Halloween costume fits over a snow suit.
Lenora - Praying for your DBNL and sister. This is quite the ordeal they are living through.
Tere - You have been a busy lady. Looking forward to hearing more from you.
Yesterday was busy. Work, dressing up, going to a Steeped tea party and then out to dinner at our friends' house. I had a lot of compliments on my costume. I had no time to change so went to the tea party as the Queen of Hearts. At the party they sat me at the head of the table and gave me a gold cup and saucer. I love these people. The potluck at work was delicious and I enjoyed the food and the costumes were so creative.
Larry had his photo taken with the antique tractor he painted. Our friend, Lanny, is delighted with how his project turned out. The tractor is a Fordson Major. It is very bright blue with orange wheels. Supper was delicious as Wendy is an excellent cook.
Reading all the accounts of getting by on very little reminded me of when I discovered I was living below the poverty line ( I had to be told). Jason's Father left when he was about 2 months old. He told me he was going to visit his very sick sister in Guyana and the next I heard he was in Europe. He emptied our bank account, Jason's savings account. I was left with a mortgage, bills and then to my horror credit card debt. I had to pay for hotel rooms I never stayed in, flowers I never saw and meals I never ate. I went back to work when Jason was 3 months old. My son and I had a roof over our heads, food on the table and clothes on our back. Couponing, comparison shopping, growing a garden, cooking from scratch, sewing. It is a good thing I've never needed many material things although I do enjoy them.
Today was filled with loads of laundry, putting the house back together, walking the dog, going to a movie and visiting with my BIL. The movie was terrible, do not go to see Morgan.
Trying to decide if I want to dress up one more time. I have to pick up my DGD and take her to her Mom's work in the afternoon. I am looking forward to seeing my little princess. It has been over a week and this Grandma is having withdrawals.
Happy Halloween to one and all
-Sharon in Lethbridge, Alberta
October Goal - Make some goals for November2 -
Penny: Starting a "todo" list with things I can already check off is a motivator that makes me more confident. You aren't the only one.
Barbie and other avid readers: Our library participates in a program called Library to Go. I can check out books on my computer or phone without leaving the comfort of my own home. This program is run though Amazon and I am very happy my library is a participant. This has really reduced my book spending although I still buy books by favorite authors. I am currently rereading the fourth book in Nora Roberts' Chesapeake Bay series.
Liz in Caldwell ID: I'm happy to hear that you're getting past your exhaustion. Feel better!
Sharon in Lethbridge: I am enjoying the baby snuggles and storing them up I'll be going home in just a few days. 
Later today I will get to go along with the grandkids for trick or treat. I'd better get some sleep.
Happy Halloween!
Katla temporarily in Illinois
Heather posted a quote similar to this that I wanted to use, but I couldn't recall it quite right. I went online and found this one.
"So many of us believe in perfection, which ruins everything else, because the perfect is not only the enemy of the good; it's also the enemy of the realistic, the possible and the fun."
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Morning Ladies~
well I have been awake since 2 am and flipped and flopped most of the night...
My DB and DSIL had my granddaughter and the neighbor girls over for pumpkin carving, DSIL made candy apples, popcorn,roasted pumpkin seeds.. cider, and the weather was beautiful yesterday.. oh my we laughed so hard she had the girls bob for apples..
had a great time,my DD has gotten alot more responsibility at work and am so very proud of her.. there are to middle aged women that were hired before her,but are not stepping up to the plate Tracy has been there for 2 1/2 months and they have given her the key to open up and giving her alot more responsibility... So very proud of her... one thing though she is working 6 days a week...
working 9-5 today and then have to come home and take care of the boys.. will then turn the light on for trick or treaters...
it is cold and windy today..1 -
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Thanks everyone for your well wishes on the marriage. It has been wonderful and even though we've been through some fairly stressful events, I think we will stay on our honeymoon for at least another year.
Some of you may remember that we had planned a fairly large wedding after 13 years of sharing our lives, sharing a household, and six kids, 13 grandchildren, and various in-laws. Well every member of our families seemed to have lost their minds for one reason or another and we did a "surprise wedding" instead. Now you may ask what in the world is that. Well DH and I were sharing lunch hour having lunch together in the park and talking over the wedding plan progress and our children and our siblings' behavior and decided that we were sick and tired of all of them. So we call our pastor and told him that we wanted to come over to the church and get married in his study. He suggested that we do at the church service instead. We asked our parents and children and our siblings to attend church with us two weeks later. We did not tell anyone what was going on except our parents. The pastor preached about marriage then asked DH to come to the alter to represent a groom and then said "All we need now is a bride." and I walked down the aisle. It was truely priceless! The congregation did not know what was happening either. I don't think I could have planned such a wonderful wedding. I also saved around $7K which made it even better!
Tere in RVA
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Morning, all,
Sleepless nights for so many!
Joyce, my dear, I wish I had better words for you. I know that, for me, it's my own expectations that stress me into sleeplessness and, for me, teeth grinding. And the only way I can change it or fix it is to change what I expect. Hopefully, you can use that to change your expectations of what Christmas will be or won't be. Not easy, I know.
Allie, hope you're feeling better.
I have tanked on my only goal for October, and am not "lighter," weight-wise. I've let this job deter me from my healthy path, and I take full responsibility for that. The conversation I have to have with my boss this morning will make my spirit lighter when it's done--but weighs heavy on me now. While necessary for me, it is not going to be what she wants to hear.
But, in the last four days where I only worked a half day, I've accomplished more around my home office than I have in months, slept better than I have in months, and written more of what I want to, rather than what I have to, than I have in months. I miss this--and there is one major part of me that hopes that she simply lets me go.
I want to be working for us again, rather than for someone else--and it's right there. I can almost touch it. I know I can give her 15 to 18 hours a week and keep the standards up that I've set for the paper--but I'm putting a high per-hour wage on my services. If they want me, they're going to have to pay me closer to what I'm actually worth. Either way, I win.
Edit: I forgot - we just sold my husband's mechanic's tools last night, to someone we like a lot. Probably made more money on that one toolbox and tools than I will on selling everything else this coming Saturday! And, for me, it means he's made a commitment to move away from his old fallback position--mechanic work destroys his body, but he always goes back to it when he has to--it is not his passion nor his purpose, just something he does to make money. It's a big step for him, and I'm really proud of him for making it. One more clip of a strand on the safety net, but well worth it for his future, as well as mine.
Got stuff I would need to write, gotta fly!
Love y'all!
Lisa in West Texas
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Put on a lb while at DD
This morning done 45 min Leslie Sansone and 6 mins on elliptical yay twice as long as when I started
Kate UK2 -
Joyce ~ You have been worrying about Christmas for several months now. I was doing the same thing about Thanksgiving because our dining room and living room are covered in my DH's antiques and a bedroom set we can't find a place for. Yesterday, I asked my Dnl if we could bring the food to their house and she said it would be fine. Maybe it's time for you to let the younger people in the family take over the planning and decorations. It could be their responsibility to set up a tree, decorate it, and clean up. That way there would be a place to put presents. For the last 30 years, it has been our responsibility to hose Thanksgiving and Christmas plus many outdoor cook outs. I am happy to turn over the reins.
Carol3
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