WOMEN AGES 50 + FOR NOVEMBER 2017
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Joyce and Terry - Ouch! Watch out for dem bones dem bones dem dry bones. Dem bones gotta walk around for many years yet to come!
Frankiesgirl - Sorry for your loss.
Katla - Sorry you've been ill, and hope you're back on your way to full health and horses. Your response to Evelyn, where you describe your and your husband's previous boat trips to Victoria seems permeated with longing. No wonder you have trouble letting go of the boat.
It sounds to me as though Katla, Evelyn and Barbie should make a date for Butchart Gardens. I've never been there myself, but my grandmother visited once, escorted by my parents and my sister (who lives in Seattle), and she talked of it for years.
Heather - Your husband and his sister may not have known anything about each other's existence for years, but their faces are amazingly similar.
Wendy - Congratulations on your completed half-marathon. I've also run a couple half-marathons, but they took me half an hour longer. On the other hand, if you count the time it took getting to the starting line and getting home from the finish line, I probably completed in a quarter of your time. :laugh: When you live in a place where the total road surface is only 45 km, no start/finish line is very far from home. I think I walked to the races.
Machka - Lots of Scandinavian grocery stores have free fruit for kids. Makes good business sense, in addition to the health benefits. Nobody likes shopping around ornery kids!
Norwegian groceries often have sample trays where shoppers can taste a wide variety of foods. In the fruit section, you can grab a few grapes from the cluster or slice yourself a hunk of pear. In the cheese department, you take a toothpick and spear yourself a precut hunk. It's a far cry from the strict hygiene rules enforced in US supermarkets, where the demonstratrix wears latex gloves to proffer a single Dorito. And as far as I know, nobody has ever come to grief.
Will I ever retire? Having moved from one country to another, and doing freelance work much of my life, I may not have the benefits I would like. But freelancers don't follow the standard rules and are never told to retire. We just continue plodding along until nobody wants us anymore. :noway:
A couple weeks ago I suddenly developed a pain in my left knee. It was obviously cartilage-related, not something in the joint. I could walk okay, but no squats and no running, and I had to take stairs one at a time. It really threw me for a loop because I hadn't the faintest idea what caused it. Several days later, the pain disappeared just as suddenly.
So on Thanksgiving, my gratitude list included having full use of my knees!
/Penny, once again fully mobile at the
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I too love retiremenr. DH and I both retired at 65 I have a decent pension from last career as college librarian DH has small pension from a job he had years ago. We both have state pension. We retired debt free and were able to build up savings. No health insurance to pay which from reading your posts a lot of you have large amounts to pay out, it must be worrying. I enjoyed my job but things have changed so much in education sector and no way would I want to be there now.
Hugs to all who have troubles
Kate UK 0 -
Rose ... yep, one of ours.
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Penny - DH and his sister in the photo are not blood related. She is his adoptive sister, the natural child of his adoptive parents, eight years younger than him. She has a full brother, DH's adoptive brother, four years younger than him, who is in Australia. She and her full brother look very similar, but not really like DH.
We really get on well. She and her boyfriend are both counsellors.
We are entertaining DH's elder daughter next Sunday for a roast chicken lunch. That is what she asked for, with sausages wrapped in bacon, which we call pigs in blankets. She is bringing her much younger boyfriend. She is the one who was recently diagnosed with Aspergers. I'm not sure I am altogether enthusiastic about more cooking etc., but will set to with a good will and do my best. It was my choice not to go out for Sunday lunch as I don't like muzak and she doesn't like children, who are always in abundance on Sundays, wherever you go. Last year around this time when we went out for a pub lunch together it was ruined for me by Christmas carols on loop tape. :noway: Grrrrrrrrrr!
This Wednesday I hope to go up to London to visit my cancer friend.
Love Heather UK xxxxxxx1 -
cityjaneLondon wrote: »Penny - DH and his sister in the photo are not blood related. She is his adoptive sister, the natural child of his adoptive parents, eight years younger than him.
You sure could have fooled me! I looked at their eyes and thought to comment on those alone, but then noticed they had sort of the same nose and smile. Just goes to show the power of self-suggestion. :laugh:
/Penny, blushing at the
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morning ladies~
I slept well and am showered and having my tea, I will go feed Ginger and get her out... and then go walk my dogs.
Until the divorce is done I cant tell you when I will retire, all the money I had went into our joint savings and checking.. I have a 1,300 ROTH IRA and that is it.. nothing ziltch.. nada and at 57 I cant tell you when I will retire .. so long as I can pay off my condo to have somewhere to live the rest of my life I should be ok.. but will need to really be aggressive with what I get from his 401k. It doesnt look like we will be divorced by the end of the year so taxes are gonna be a pain in the neck... but we will get through it..
got most of my resume done.. will have to work on it more.. and then print it out and get cracking... I have trust in the good Lord that he will find me and put me where I need to be..2 -
Thank you for the input so far on retirement. When I read what Katla said, I realized that part of my dilemma is that some days I like work and some days - not so much. My desire to retire is directly proportional to the kind of day I have had.
Karen in Virginia2 -
Happy Monday all! Just got back from swimming and I just wanted to pop on and say "Hi" really quick before the kids arrive. I have managed to get most of my Christmas decorations up. Still have to decorate the bathrooms, add bows to the wrapped photos on the walls. I will be putting up my countdown decoration later this week. It is 24 stockings and inside each stocking is a craft or activity that we do on that day. I will also hang a paper Christmas tree in the entry way and each day I will ask the kids "What do you want to give this Christmas?" (This makes them think about giving rather than getting) and I write each "gift" on a paper ornament and hang it on the tree. Still need to buy greenery to make a wreath or door swag and to decorate the house with. I think that will have to wait until the weekend.
Heather- Wow! No blood connection between DH and his sister?! Like Penny, I immediately thought, "Look at that smile! That is the same smile!". Must be the power of suggestion as Penny said. You all look wonderful!
Cathy- Yes, I have been thinking of you and wondering if you were still hanging out on this thread! I will definitely let you know when we will be in TX (sometime that first week of January, we don't have exact dates yet). So...Maybe it will be Sue, Rey, Re, Cathy, myself and possibly Joaquin. Am I missing anyone in the Dallas/Fort Worth area?
Wendy- Whoot! You look awesome and wow! so proud of you for accomplishing that half marathon! I have never done a half, but even with the shorter races, it always feels better to have some one waiting for you at the end of the race to celebrate with you! Congrats, friend!
Initially, I thought I might be retiring (at least retiring from daycare) in the next 5-10 years. But now, it is all going to depend on DH's employment. If he continues in unemployment land for a while, I will be doing 10-15 more years of providing childcare. I CAN do it; it is just getting hard on my body. Oh well, even if it is just me working; in 15 years the house will be paid off, we shouldn't have any debt; so...it will be a good time for a change.
Ooops! Kids arriving! Will talk to you all later. ttfn xoxoxo KJ (Kelly)
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Wendy great job!
Michelle love it just the way you decorated it.
Machka love the rose. Margaret 1 -
KetoneKaren wrote: »Thank you for the input so far on retirement. When I read what Katla said, I realized that part of my dilemma is that some days I like work and some days - not so much. My desire to retire is directly proportional to the kind of day I have had.
Karen in Virginia At one time I had considered working until I was forced to retire (my school district had an age 75 mandatory retirement). A colleague who retired in her 50'ssaid to me that when it was time, I'd "just know" and she was correct. One afternoon at age 58 I walked into a staff meeting and looked around and thought "I'm done...I don't want to do this anymore". My monthly retirement income would have been about $200 a month higher if I'd worked for two more years, but I was ready. I have never regretted the decision not even when we had to make hard choices about our spending because our income was more limited. Barbie 5 -
Oh! I see I forgot to mention Lenora! I was thinking of the group members who are suffering medical emergencies but decided Lenora couldn't be classed as having broken bones, like Terry and Joyce, so I didn't mention her there. Still, you can BET I'm thinking of Lenora too! Keeping my fingers crossed for the best possible outcome. :flowerforyou:
/Penny again3 -
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Karen in VA I too find myself thinking of retirement but only on the bad days of work!
So I guess that means I'm not really ready. Financially we are not ready but we are very seriously talking about it and making decisions and choices now that will be critical to an early exit in 2020 or the full ride in 2023! Most importantly, you have to keep yourself healthy and balanced along the way.
Back to logging and exercise after a long holiday weekend. Oh what fun it is to be in a routine!
NYKAREN3 -
Penny - I wonder if your knee problem could be bursitis? I had that early this year and panicked, the doc couldn't really find anything wrong but it was super painful. I think it was Beth who also had it this year? It gradually got better and the strength training has helped a lot.
Karen - I was able to retire at age 65 with my state pension (Medicare kicked in) and delay taking Social Security until 66. I thought about working until 66 or 67 but the summer before I turned 65 some issues at work came up and like Barbie, I said "I am DONE with this!!". Gave them 2 weeks notice and I was outta there. Had enough in savings to keep us going until my 65th birthday. House and cars were paid off and a little more $$ tucked away for future home repair.
I had started a budget spreadsheet several years earlier, and tracked the actual numbers including health care costs (then and projected) so it was a fairly smooth transition. I still do a yearly budget: have monthly spreadsheets where I log every purchase made and see how it all stacks up against the anticipated expenses and will be making adjustments for the 2018 budget. Can you tell I worked for an accountant? LOL
There is often fear associated with taking the plunge. Stories about how a person will need a million dollars in the bank when retiring, etc. For me, getting the numbers on paper and planning different scenarios helped immensely. What if one of us needs nursing home care? We don't have long term health care insurance but the trend is for home health care = visiting nurses which I think would be affordable as long as one of us is able to still drive, cook, mow the lawn, etc.
I go with a group of gals to nursing homes at Christmas - we deliver little goodies, take some time to speak with the residents. I am surprised at the number of them who seem able-bodied but landed in the nursing home because there was no other place for them to live and they could no longer cook or tend to daily independent activities like cleaning, paying bills, etc.
The other factor to consider with retirement is - how will you spend your time when "the man" no longer dictates? A job does give a lot of emotional support - daily interaction with some of the people and tasks you like. How will that be replaced?
I still miss some of the people and things I did but I'm not sorry I retired when I did.
Frankiesgirl - sorry about your stepdad
Myraknits - onward and upward! Glad you are here with us!!
Lanette
SW WA State4 -
Does anyone use the Notes when logging food on diary? I added a note but how do you know it's there when you move on
Kate0 -
On the subject of when to take Social Security, it's kind of a crapshoot, actually. It all depends on your life expectancy.
My life expectancy averages out about 84 years old. According to a number of different calculators, I'm going to break even at about 75 to 77. In other words, if I take Social Security at the earliest possible moment, I will get exactly as much money by the time I reach 75 to 77 years old as I would have had I waited to "full" retirement age. I'm well aware that I will then be left with smaller checks month to month... but frugal living, husbanding our resources, should make up the difference--and my husband will hit his age for Social Security just as I'm hitting 75 years old. If Social Security still exists.
That's my decision point - and at this point, I'm just a bit over five years away from early retirement, so it's not far away. Definitely something to think about.
Lisa in NC3 -
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Myraknits: Welcome! You are not the only knitter here. There are several of us. Stop by often to give and get encouragement and support. :flowerforyou:
Cathy: Good luck with the Alzheimer's medicine trial. Every step we can take to conquer the dread disease is valuable.
Penny: Longing for the adventures we've had aboard the boat is absolutely right. It is very hard to consider parting with the "magic carpet" that has given us so many wonderful adventures. :ohwell: I'm happy to hear that what ever caused your knee to hurt was temporary and you're back to pain free.
Machka: Your rose is gorgeous!
Karen in VA: I am sure you will think things through and make a good decision about retirement.
Yoga today! I haven't been in over a week due to the illness we've both had, but I'm feeling up to it today. Yay! I can't say enough good things about what yoga has done for my health and fitness. My health insurance picks up the cost of gym membership. DSIL & DBIL are in a similar situation. The healthcare insurance industry seems to have picked up on the fact that regular exercise helps to prevent catastrophic &/or chronic health problems and saves them $$$$$ in claims.
Katla in beautiful NW Oregon
"So many of us believe in perfection, which ruins everything else, because the perfect is not only the enemy of the good; it's also the enemy of the realistic, the possible and the fun."
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Did some of my memoir while DH was out shopping for his daughter's meal. I always feel so much calmer when I've done some writing.
Then I ordered some books for my Kindle that were reviewed in the newspaper. I have quite a few to be getting on with now.
Nice feeling.
All our Christmas presents have arrived now. I just have to buy small, fun, Father Christmas presents for DH. We haven't decided what to get as a joint present, but no doubt inspiration will dawn.
My Portsmouth friend emailed me from Hong Kong airport to ask me to meet her for lunch at my local pub on Thursday. She has been visiting her son and granddaughter for three weeks. She is currently in the process of moving from Portsmouth to York, at the other end of the country, and is about to exchange contracts on the Portsmouth apartment. I am very sad about this as I see her regularly. She currently lives part time in her new apartment in York. The news is, on the brink of selling, her son in HK has offered to buy out her apartment and let her continue to live there!!!!!!! So she can keep the two apartments. He is keen to have property in the UK for when he returns. He only rents in HK. She is sorely tempted to take him up on the offer as it would solve a lot of problems for her - not the least her attachment to the south of England and the fact that she has a garage down there crammed with stuff. I wonder what she will do. Of course, it will thoroughly ÷×+= off her buyer. 
I would be delighted if she stayed a bit longer down here as we are very close.
All is arranged for me to go up to see my cancer friend on Wednesday. She is currently catsitting, so I will do what I did last time, pick up delicious bites from the supermarket at the train station in London and take them up to her apartment. She has requested desserts. :bigsmile: Well, if you can't have a treat when you have a terminal diagnosis I don't know when you can. She has made some spicy lentil soup for us.
Love Heather UK xxxxxxx3 -
Good morning Ladies - It was an early one for me today. Hubs had to leave the house by 3:30 AM so I was up at 2:45. I visited with him until he left, got in my walk, did some Cyber Monday shopping, picked up packages at the post office, did two loads of laundry and colored my roots all before 9 AM. Since then I've been a bit of a slug so I need to get up and get moving again. I am waiting on some deliveries, the most important being shirts that I hope will fit. If they do, more laundry for me.
The scale was kind again today. I am so close to 50 lbs lost that I can feel it. Hopefully in the next two weeks I will make it there.
Have a great day ladies!
Okie in the TX Hill Country5 -
Cannot keep up with reading and responding to all your posts, but thought I would send this pic I took at our local river last week. I leafed through a photo book recently wherein the photographer said it was enough of an artistic goal to share the beauty of the world through photography, so this is my small contribution.
Also, I enjoyed the comments about retirement. I think about this every day! Now that we are currently not in empty nest mode our plans are in flux, but I really need to plan for snow-birding if not outright moving in a couple of years. Hope everybody had a great holiday!
Betty ROC
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I actually was awake at 6 AM today. Way early for us. But we needed to be ready to be at the walk in clinic at 8 and my body woke up an hour early. After doctor looked at my elbow xray and listened to me talk about my pain in my arm and seeing the amount of pain I have in my ellbow, he does think I have a small fracture in the elbow. Have to be in the splint for about 4 weeks. As far as the foot, wearing the fracture boot for 4-6 weeks should heal that. But boy, this boot is cumbersome. There is no way I can sleep in this. But it will be on every waking moment. I will have to gain the courage to try the driving. I do want to sing in the choir if it is at all possible. That is my goal.
My plan was to work until I was 65 and then retire but MS had it's own plan and I have done ok. Charlie had no plans, he knew he would know when to retire. He was was 61 when the hospital he worked at changed computer systems and he knew he wasn't going to hNdle it so he retired then and then waited until the next July when he turned 62 to get his SS checks. That meant I had to take my pension checks earlier than I wanted. But such is life. We are debt free but know our cars won't last much longer. I have enjoyed being debt free. If and when we get a loan for a new car I will make sure I pay it off early. I always round up our payment to the next nearest 50. If the payment is $220, I pay $250.
Charlies problem with the pill keeper is that I was not feeding him the next bottle. I just told him it is in his plastic container, my pills are in a cake pan, his are in a Tupperware container.
Joyce, indiana3 -
Hi all,
Wendy, you look wonderful. Congratulations on reaching your running goal
Cathy, thanks for doing the Alzheimer’s trial. My grandmother had it and it is a terrible disease.
Michele, my goodness woman! You can do more in a day than I can in a week. I love the cake.
Pip, love the ornament. Looks like stain glass.
Barbie, so glad you enjoyed your time with friends.
Katla, I’m sure Arrow missed you. Absence makes the heart grow fonder. Glad you are feeling better.
Myraknits, welcome. Glad to hear you are cancer free and ready to start a new phase of your life. We are a chatty bunch but also encouraging and supportive.
Penny, glad your knee cleared up quickly.
Machka, beautiful rose!
Allie, I love your attitude girl.
Heather, so sad to hear of your friend moving away. Maybe a trip is in your future?
Okie, keep going girl. You can make that 50lbs and what a nice Christmas present to yourself!
Betty, pretty picture. You can drop in any time with nice photos like this.
Well back at work today. Struggling a little bit with the cast and typing, but making it work. Seeing the specialist tomorrow and hopefully I’m done with casts. If not, I’m hoping they change the gaze is starting to stink! Yuck! Back on track with tracking today. Didn’t weigh in this morning as I didn’t want to start off the morning discouraging myself. Lol. I’ll give it a couple of days then weigh in.
Well lunch is almost done so I’ll sign off for now.
Terry in VT
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I actually was awake at 6 AM today. Way early for us. But we needed to be ready to be at the walk in clinic at 8 and my body woke up an hour early. After doctor looked at my elbow xray and listened to me talk about my pain in my arm and seeing the amount of pain I have in my ellbow, he does think I have a small fracture in the elbow. Have to be in the splint for about 4 weeks. As far as the foot, wearing the fracture boot for 4-6 weeks should heal that. But boy, this boot is cumbersome. There is no way I can sleep in this. But it will be on every waking moment. I will have to gain the courage to try the driving. I do want to sing in the choir if it is at all possible. That is my goal.
My plan was to work until I was 65 and then retire but MS had it's own plan and I have done ok. Charlie had no plans, he knew he would know when to retire. He was was 61 when the hospital he worked at changed computer systems and he knew he wasn't going to hNdle it so he retired then and then waited until the next July when he turned 62 to get his SS checks. That meant I had to take my pension checks earlier than I wanted. But such is life. We are debt free but know our cars won't last much longer. I have enjoyed being debt free. If and when we get a loan for a new car I will make sure I pay it off early. I always round up our payment to the next nearest 50. If the payment is $220, I pay $250.
Charlies problem with the pill keeper is that I was not feeding him the next bottle. I just told him it is in his plastic container, my pills are in a cake pan, his are in a Tupperware container.
Joyce, indiana
Sorry to hear you have a fracture but I think you probably suspected that. I've been in the boot and you are right, it is the pitts. Try to sleep in it if you can. At least part of the night if you can't wear it the full night. It really does help.2 -
Terry - don't forget to take off the weight of the cast!
I was quite pleased this morning to find I had barely gained half a pound this weekend. I will get my excess poundage off by Christmas - at least two pounds of it. I can feel a love handle. :noway:
Love Heather UK xxxxxxx2 -
Joyce , you have helped so many people. Now it's time for people to help you. Think about who could drive you if you can't drive yourself and what Charlie can do and what doesn't need to be done at all. Barbie 3
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Hugs ladies. Vertigo still clinging on. Always have a flip floppy feeling stomach, and a headache. My eyeballs hurt. So have a follow-up appointment on Thursday. I don't want this to be with me forever!
Becca
Stressing in Oregon
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Kate you asked about the notes. I have just started to use them a bit. I have put some foods I can not find, or that I know I might not have it right, also some exercise. Yesterday I was a volunteer at a dog show, ate pot luck, walked a ton but no step tracker. Some of the other ladies say they do 14,000 to 22,000 steps at the dog trials. So I had both a few extra calories but had more walking then normal. I have no idea if it shows up again, but it reminds me about good and bad days. I am also learning how to enter my recipes so some foods are now tracked better.
Good Monday, down more then 1 pound this week. So far down 22 lbs. I have made some cookies for Christmas so there was a little more butter and sugar going down.
I am having trouble keeping up with everyone, Hope you also have had a good week.3 -
Becca ~ Healing thoughts for you.0
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