WOMEN AGES 50+ FOR SEPTEMBER 2019

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  • SophieRosieMom
    SophieRosieMom Posts: 3,663 Member
    GodMomKim wrote: »
    Hmmm I'll have to do more research, I did not even know there were insurance brokers.. more googling! and since I am self employed what I have is just the absolute cheapest Affordable Care insurance I could find. So far in 4 years I have only used it twice (bee sting and ear infection) except for the items that are free (pap/mammogram/colonoscopy/TB test). But I might need insurance as I get older, I hope not.

    Kim in N. California

    Kim - since you are on the lower-income side of the scale, you might be eligible for reduced premiums for all of the Medicare fixin's. Wouldn't hurt to ask. We went thru an insurance broker because he handles insurance through many different companies and knew the pros and cons of all of them.

    It can be pretty mind-boggling.

    Lanette
    Up really early in SW WA State! Bet I'm even up before Barbie, lol.

  • Machka9
    Machka9 Posts: 25,616 Member
    LisaInAR wrote: »
    Morning, afternoon and evening, all,

    Lost three pounds this weekend - pure water weight. Looked at the temp, and it was 106 degrees in the full sunshine, with nearly 50% humidity. We were both soaked to the skin with sweat, but got an awful lot done. I am so blinking tired of SUMMER. One more week (supposedly) of 90s, hot and dry-although it's never really dry here, one of the reasons the plants grow so well. Then we're to have a ten degree drop and we'll be in the 80s the last week of September and rainy. Again, supposedly. Weather here is even more of a crapshoot than it was in Texas.

    Happy Monday!
    Later, y'all,
    Lisa in Arkansas


    If you'd like to package up that weather and send it here, that would be nice. :)

    We've been in winter weather 4.5 months or so and I'm ready for warmth!


    M in Oz
  • KetoneKaren
    KetoneKaren Posts: 6,412 Member
    Kim Lanette's advice is spot on. Just to clarify one thing - "insurance broker" isn't necessarily a special broker for medical insurance. It's like a State Farm agent who would help you with auto, homeowner's, or umbrella insurance. Since you are paying for your own insurance at this point, you may be pleasantly surprised at what you are eligible for as you turn 65. I hope that is the case.
  • exermom
    exermom Posts: 6,531 Member
    Did one segment of the 10MS Butt Lift DVD. Will take the extremepump class in a few. The plan for tomorrow is to do a DVD for the rebounder

    Should be in the 90's today. Talk about weird weather, Wednesday it's predicted to be in the 70's

    Lisa - our cats LOVE my laptop bag. Actually, they love any laptop bag. Even Jess' when she brings it here. And it's not like hers has my smell on it. I may carry it into the house occasionally, that's all

    Michele in NC
  • SophieRosieMom
    SophieRosieMom Posts: 3,663 Member
    Lisa - 106f would be in the danger zone for many here in the Pacific Northwest. In fact, much above 80f is pushing it. B)B) Good job on a productive weekend!!

    Machka     - do you ever get super hot weather during your summer months there? Glad to hear you are writing your experiences with DH's injury. If nothing else, it will be interesting to pull them out and reflect on them in 5 or 10 years. You'll be amazed at what you had to do to hold everything together. <3

    Rho     - Volvos have a great reputation, but we don't see that many around here in our little community. I've been a perennial Subaru owner since the mid 80's and my last 2 have been Foresters. Kind of cramped for my DH (he's 6'1") but great for hauling potting soil, dog crates, plants, etc. Oh, if your BF wants to hang out his housecleaner shingle, I bet he'd have lots of takers! Lucky you! :D

    Beth     - so very true about how sweet things taste when we give up sugar, even for a few days. Many folks who give up sugar or foods with high fructose corn syrup substitute stevia or other sweeteners. I've always tried to avoid the "sweet taste" when going off sugar to retrain my taste buds as you mentioned.

    Heather - strange you haven't heard from older son or your housekeeper. When do you leave for your cruise? So happy to hear you are getting your computer/laptop straightened out and will be able to get back to writing.

    Sharon from near Seattle now on vacay in Mexico - I have been craving a shrimp cocktail ever since you posted that photo a couple days ago. When the teleporter is available I'll whip down there and join you for a few hours. B)

    My little Tai Chi group of gals (3 of us total) have decided we are done for now with Tai Chi in the park unless we have a dry spell. One of them is actually taking a class at the college from our instructor, and the other one who has MS and had a hip replacement doesn't do well with doing things in chilly rain for an hour at a time. Hope we get at least one more sunny Friday when he's available this fall.

    And I'm talking with one of the Master Gardener demonstration garden coordinators about getting involved in a new pollinator garden she's putting in at the fairgrounds next year. I really do enjoy doing light work in the gardens in the morning (a little weeding, deadheading, watering) and being dedicated to one garden spot. I did warn her that I won't be shoveling, rototilling, dragging bags of soil, handling a wheelbarrow, etc. :s Superwoman has left the building. I can do it at home once in a while but some of the demo gardens have 2 or 3 hour "work parties" - I'd call them construction projects - that aren't for me. I have Hyssop and Crocosmia that have to be divided which I can donate to the new garden. And would be glad to start Lupines which the bumblebees just love. <3 Not sure if that's what she has in mind.

    Anxious to get back to strength training. Next week I can start again with light weights. Even though I was working on arms with dumbbells and legs with the ankle weights, it really was helping my stomach muscles. No doubt attributable to good posture while doing the workouts. Sitting = stomach "pooching" yikes! :#

    That's the before breakfast report.

    Make it a great week, ladies! <3

    Lanette
    Surprisingly wet and cool SW WA State
  • Machka9
    Machka9 Posts: 25,616 Member
    lhscapil wrote: »
    Machka[/b] - do you ever get super hot weather during your summer months there? Glad to hear you are writing your experiences with DH's injury. If nothing else, it will be interesting to pull them out and reflect on them in 5 or 10 years. You'll be amazed at what you had to do to hold everything together. <3

    Lanette
    Surprisingly wet and cool SW WA State

    Rarely. The weather in Tassie is quite cool year round. In the summer, we'll get several days in the 20s each month, and the occasional day in the 30s.

    I liked the weather in Victoria much better ... we had a summer there!

    Who knows, maybe this year we'll have a bit more of a summer ... the first year we moved here, it wasn't too bad.

    M in Oz

  • csofled
    csofled Posts: 3,022 Member
    <3
  • pipcd34
    pipcd34 Posts: 17,278 Member
    Eereee
  • GodMomKim
    GodMomKim Posts: 3,703 Member
    B)
  • barbiecat
    barbiecat Posts: 17,205 Member
    :) A few thoughts about medical insurance (and insurance, in general). I have had auto insurance and homeowners' insurance for as long as I can remember. Fortunately, I have only had to make use of them twice but I don't consider it unnecessary to have it. I had medical insurance paid by my employer until I was 65 and now have Medicare and a Medicare supplement and a prescription drug policy. For years, I didn't have to use the medical insurance but when I developed spinal stenosis "out of the blue", the insurance covered tens of thousands of dollars of medical and surgical expenses required to correct it. I thought I was the healthiest person in the world until I wasn't.

    :)Lanette,you were up a lot earlier than me this morning. I lazed in bed snuggling with Bernie, the cat, until 5:15, knowing that I had no deadlines and could walk the dogs when I wanted. We walked for 35 minutes before breakfast and will go out soon to walk for about two hours.

    :)Heather, I have wireless headphones for listening to TV in the house and blue tooth headphones for listening to my phone in the house or while walking. They were worth the expense because I use them so often and enjoy them so much.

    <3 Barbie from chilly NW WA
  • JRsLateInLifeMom
    JRsLateInLifeMom Posts: 2,275 Member
    Carol - Lol every time we convince JR that he can’t fly another superhero on Tvs flying or Red Bull wings there we go again.

    Got my 1st ever Gyno visit scheduled for the 25th. They wanted records well don’t got none some info I have was being a baby in a hospital with Mom dead y Dad dementia doubt I’ll find out who saw me. Newer stuff they’re going to have to fax 📠 them.I don’t have time to drive to other towns get stuff with JRs car sickness! Plus not sure all they did exactly since it was after talk with Doctor lots of were going to oops nope can’t maybe next surgery talk during a few for sures. Supposed to reattach my bladder but since they had trouble catheterizing me not sure if it fell again. Hospital did a full scan of my uterus to make sure I had no internal bleeding so maybe they can access that too. Some doctors I tried they didn’t have all my records anymore so oh well. Can’t go by all that anyways this could be just a cyst! Or even scar tissue .

    Amber Tx

    Today steamed steak,kale salad,bell pepper raw,crystal light peach tea, little potatoes 🥔 air fryer whole
  • Rho97070
    Rho97070 Posts: 84 Member
    M in Oz
    IT ... my degree, should I successfully get it, is MITS ... Masters of Information Technology Systems.

    Machka, you've demonstrated in this forum what a resourceful and self-determined that you are. Yet there's a smidgen of doubt about completing your Masters? Huh, what???

    Do not believe that tiny voice! :wink:

  • barbiecat
    barbiecat Posts: 17,205 Member
    Kim my comments about medical insurance was a response to the idea of "I don't need medical insurance " I was not thinking about the dilemma of not being able to afford it. <3
  • Rho97070
    Rho97070 Posts: 84 Member
    CharlieAnn31 Welcome! We do seem to be a chatty group :wink:
    Congrats on losing the weight through WW!!! I'd love to be a size 10 again, but ending up in the hospital, yikes, no thanks. Very scary : :/ Are you needing to take an iron supplement now?

    Beth in Buffalo I threw out the sugar I formally used for baking and found Stevia, but don't use it much. I'd like to get away from using all types of processed sugars. Being close to T2D, I need to watch my sugar intake overall (those found in fruit and vegetables as well). Keep up the good work! You're inspiring!!! :smile:

    Lanette I owned Suburus in the 80's and 90's. In the Pacific NW (where we are:) they're everywhere, right? My last one was blue so I nick-named it Bluburu, hehe. I'd consider owning another one, but the BF and I sometimes trade car use and he's 6'5".
    Sharon from near Seattle now on vacay in Mexico - I have been craving a shrimp cocktail ever since you posted that photo a couple days ago. When the teleporter is available I'll whip down there and join you for a few hours. B)
    I'm coming, too!!! Mexican restaurant directly on a sandy beach, my fav! Loved the pic :smiley:

    Carol in GA After #2 ex who wasn't a good choice, and raising children practically alone (extended fam lives out of state) and 25+ years of being single (and liking it), I dated but never thought I'd partner up again. But if I did, whoever it was had to treat me real well and be able to interact well with my three sons. We met and hit it off. Six months later, I introduced him to my three sons. In all the years, in all the guys I dated, this was the only guy that each of my sons encouraged me hang on to. He's is really a gem! <3

    Barbie Can you recommend a good set of bluetooth headphones? I have an iPhone 7

    Amber Tx I'm happy to hear you got the appointment scheduled!

    Reinventing Rhonda - Week III
    Walk, drink more water, log foods and continue to lessen fats and sugars
    Get car transmission replaced or buy "new" used car by the end of the coming weekend.

    Make the moments count, ladies.
    (((hugs)))

    Rho (south of PDX)







  • LisaInAR
    LisaInAR Posts: 2,020 Member
    Kim - take your motivation to lose weight and stay healthy wherever you need to, but I have no words for the rest of it. You matter too much to too many people to take that route. I went bankrupt in 2004, and, while it's not easy, it's not the end of the world. It's just a hurdle, dear, not a wall.

    Heather - glad your family will all be there with you for your party, and that your DH is merging with the rest of the traffic on the information superhighway. :smile:

    Just popping in to say "Hi," and back out to build a grant budget.

    Later y'all,
    Lisa in AR
  • exermom
    exermom Posts: 6,531 Member
    Get a load of this: the president of Newcomers asked Vince if he’d be on the nominating committee. Now why would he want to be bothered with that foolishness?

    Beth – regarding sugar, to me give me a little bit of the good stuff or don’t give me anything at all. Most times it’s nothing at all since sugar is just empty calories. But food does taste so much better when you haven’t had it. Same with salt. ITA with your statements to Kim, totally

    Carol GA – when I turned 40 I decided it would be cool to get a second piercing in my ear. Now I regret it to this day. One hole always gave me problems and always closed up, got infections and all. The other hole – no problem. I wish that one would close up

    Barbie – I’m asking for a pair of wireless headphones for Christmas. When I’m downstairs exercising on the recumbent bike, with the fan on and the noise from the pedals, I have to turn the TV up somewhat loud and I’m always afraid it’ll disturb Vince and the cats.

    Exercised, stopped at the Salvation Army (didn’t get anything), the bread outlet where I got rolls to bake for Vince, then Aldi, then Habitat for Humanity where I didn’t get anything. Then home to put away the groceries and in the pool. Tonight ceramics and mahjongg.

    Michele in NC
  • Rho97070
    Rho97070 Posts: 84 Member
    Kim Lots of good info and insights from folks on a similar path and from some who have "been-there-done-that" regarding the concerns and challenges you mentioned. My personal experience would be too long to post. That being said, it was tougher for me to afford monthly insurance premiums and cover my housing expense while I was working, leading up to being eligible for Medicare. Getting on Medicare (when it's time - at 65) is not hard. But understanding the array of options can be daunting, and that's coming from someone (me) who worked in the health care insurance industry for 25 years! Medicare Part A (hospital coverage) costs zero. My Part B (doctor and out-patient hospital/health facility coverage) is $135.50 a month with a $183 annual deductible. Co-payments are limited to 20% of the Medicare approved bill.

    You're smart to begin looking into all the options, including US Federal and your State's assistance programs, i.e. QMB as well as energy assistance. ;)
  • barbiecat
    barbiecat Posts: 17,205 Member
    :)Vicki, congrats on passing your motorcycle test.

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