WOMEN AGES 50+ FOR OCTOBER 2022
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Well, I am feeling terrified after reading about all these aging plans. If my husband goes before me, I have never handled things like taxes, property insurance, renters, caring for brother-in-law, selling property, etc. I have always paid a large majority of the every day living expenses, but, I have no head (brain???) for anything else. Never ever lived on my own so feel totally incompetent. Like Karen, I love my son but he is always too busy with his own life and family to take on that responsibility. I just have to trust that the Lord will put someone there to help me!
Carol in GA6 -
Stats for the day-
Walk/slow jog w/yogi- 1hr 38min, 55elev, 3.51ap, 115ahr, 164mhr, 6.11mi= 633c *stopped by estate sale which slowed down my pace*
Strava app = 749c
Zwift home bike trainer- strava stats- 29.24min, 266elev, 128aw, 20.9amph, 40gear, 110amph, 144mhr, 10.21mi= 227c
Strava app = 216c
Zwift stats- 29.28min, 269elev, 128aw, 49arpm, 20.77amph, 10.2mi= 216c
Other- PT therapy exercises, 3sets of 10 each, 3 different exercises 16.57min= 60c
Total cal 9202 -
Well, I am feeling terrified after reading about all these aging plans. If my husband goes before me, I have never handled things like taxes, property insurance, renters, caring for brother-in-law, selling property, etc. I have always paid a large majority of the every day living expenses, but, I have no head (brain???) for anything else. Never ever lived on my own so feel totally incompetent. Like Karen, I love my son but he is always too busy with his own life and family to take on that responsibility. I just have to trust that the Lord will put someone there to help me!
Carol in GA
Carol, dear heart, I have learned an awful lot of things the hard way, and you can too. But... while you and your husband are both still alive and kicking, maybe it's time to learn those things, and time for him to teach you. You are NOT incompetent, you just don't have the information you need. It's all out there - and each fact you learn and grasp will make you feel stronger. You were scared to death of your knee surgery if I remember correctly, but came through it with flying colors. The fear that's keeping you from learning these things is conquerable, just like other fears I've watched you surmount.
That said, a lot of husbands get irrationally insecure when wives want to know these things--he may be afraid you'll replace him or leave him if you don't have to depend on him for all those things. Or like Heather's wonderful husband, he may have past fears from his own past that make it a touchy subject. You can make it happen, but it may take a little while.
Love,
Lisa in AR5 -
This is the love seat glider Emerson and I picked up from the auction house this morning. There is a matching chair glider. I love them. They will be great on the porch of our new apartment.
And the kitchen chairs did arrive at the senior apartment from Wayfair. Fortunately, Stephanie, the practical and helpful assistant manager, intercepted them and put them into our storage unit.
Karen in Virginia
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KetoneKaren wrote: »
This is the love seat glider Emerson and I picked up from the auction house this morning. There is a matching chair glider. I love them. They will be great on the porch of our new apartment.
And the kitchen chairs did arrive at the senior apartment from Wayfair. Fortunately, Stephanie, the practical and helpful assistant manager, intercepted them and put them into our storage unit.
Karen in Virginia
Beautiful! Remember the glider I bought a couple years back, repainted, replaced the slats? Most uncomfortable piece of furniture I've ever sat on in my life... some things don't work out like you plan... The Stephanies of this world are worth their weight in gold...4 -
Lisa, well crap on a cracker. you went through a labor of love for that glider just to have it turn out unusable. poo3
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KetoneKaren wrote: »Lisa, well crap on a cracker. you went through a labor of love for that glider just to have it turn out unusable. poo
Corey moved it down in the orchard, and Egg loves hanging out on the little built-in side tables, so it's not a complete loss.6 -
Karen-thanks for sharing. Looks very similar in nature to places I am checking out. I have not investigated a lot of the continuum of care yet-more just the straight independent living. I do not want to pay the large upfront fees and long term commitments!
Interesting discussion regarding all the views on how we can all handle things-and I think we are all correct for ourselves! Carol-you can learn anything you need to. With the internet we have tremendous resources available. I have figured out many things since my husband passed.
I like planning my next stage. I rather like the idea of renting. Like Karen-I'm done with home worries. I for sure want to move out of my current city when I retire (the family is basically all gone). If I move to Columbus, I will be close to friends over there, my preferred medical care (my internist is retiring next year and I don't care for most of what I know about other local doctors). I will also be closer to younger son and his wife (who are now trying for a baby) without being right on top of them. The communities provide a degree of security and a way for me to easily meet others and have activities. I am fortunate I can afford them and not go broke. To purchase a house in an area in which I would like to live would be much more expensive than my current living situation.
I am glad we all talk about our plans. I think it helps provide all of us with the information we need to consider. The main thing is, what is right for each of us individually-there is no one size fits all.
Take care all,
Ginny in Ohio6 -
Well, I am feeling terrified after reading about all these aging plans. If my husband goes before me, I have never handled things like taxes, property insurance, renters, caring for brother-in-law, selling property, etc. I have always paid a large majority of the every day living expenses, but, I have no head (brain???) for anything else. Never ever lived on my own so feel totally incompetent. Like Karen, I love my son but he is always too busy with his own life and family to take on that responsibility. I just have to trust that the Lord will put someone there to help me!
Carol in GA
Carol - do you and your husband have your wills and medical and financial powers of attorney done? Having those documents ready took a LOT of stress off me when DH passed.
I agree with the other gals - some day when he feels like talking, see if you can get him to write down where the bank accounts are, account numbers, passwords, etc. Does he have a budget?
Perhaps he's already done that.
If he does pass first, a lot of people will be glad to help you. Your banker. Your attorney. Accountants can often refer people to bookkeeping services who do your tasks all of the time. Yes, they'll charge you but probably not that much. Area Agency on Aging often has a resource book listing businesses who can give you assistance in all the areas you mentioned. Your county or city might have someone in the public health department that helps seniors navigate all this stuff.
Please try not to worry about it, maybe start doing some investigating as you have time to see what safety nets are out there so you don't drown. You are a bright and competent woman - these tasks aren't insurmountable.
And I think you're right - your son is busy with his job and family and probably couldn't take on running another household.
Anyhow, that's how I'd do it. Since I was the accountant, my DH worried that something would happen to me but I prepared the "death book" - listing bank accounts and numbers, what bills came in and how, everything I could think of that would make it easy for someone to follow my trail. As he became more frail, I knew he could never pick up the job but my friend who also is our executor and has power of attorney knew where this "death book" was kept.
Karen has given us a lot of information about disposing of antiques and household goods. (Thanks Karen!)
Lanette
SW WA State4 -
Evening ladies
I have all my ducks in a row and everything set,my parents didn't, that's why i wanted to make sure I had it all set..
Got a call from the transplant center saying i am approved and now on the waiting list for a kidney..12 -
(((Allie)))- Good news that you are on the waiting list for a kidney. I hope it will be a good match. ⭐️ ❤️ ⭐️ ❤️1
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Worked, then went to the Salvation Army to make a donation. Of course, I had to go in. Got a yoga/pilates DVD since I don’t have much at the condo. Then we went to Lowe’s Hardware. Made a banana pumpkin bread for this lady we know from Newcomers who is in hospice. Now making a pumpkin gingerbread bread for the guy who broke his hip at bowling last Wednesday. We understand that he’s now in rehab. Got my walk in around the block. Think I’ll watch some TV after this and after the pumpkin gingerbread bread is out of the oven.
Karen – how wonderful that you made up those bags for Josephine. She’s in my thoughts constantly. Lovely glider
Allie – how wonderful!!! How I hope the wait for the kidney isn’t too long.
Michele NC
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Grandmallie: I know getting a kidney can take a while. I wish you good health during this time.
KJLamore: If your heart is involved I would try and relax 4 or more evenings a week. I know it can be hard to let the housework go, but your health is important as well.
Margaret Turk: Glad you had a good outing at TJ Max.
Machka9: My prayers are with the people that have been forced to evacuate.
DLFK: I took tamoxifen for a breast issue and this can cause osteoporosis and so had a bone density test in my 50s and I do have osteoporosis and take shots for this. Prolia.
Lisa: I think tradition does play a role in how families handle aging. Now a days many people are still working as their parents age....and need the income.... so the older relatives need to find other care alternatives. Personally I would rather have personal care assistants come in and help me rather than involve family.
Heather: CS Lewis has it right. My son is newly married and with the ability to text it is tempting to share household or caretaking problems with him......but he really needs to focus on his new marriage and not me
Karen: I love the seat glider.
Oregon Mother: I am glad your surgery went well and hope your Mom is content with the new facility.
Carol: My son is at Chastain Park ...an outdoor concert venue....tonight. I am so jealous!
Some of you have been together a long time. Thank you for inviting me in.
I also like meeting a friend at Panera and having a coffee.
Feeling much less tired with enough help now. I can go about 9 months with this level of help and then will need to re-evaluate. At least then, I will be better rested.
I find I do best when my husband is in bed by 8 pm. This is so difficult to do when the Braves Baseball team is playing in the post-season. It is so tempting to stay up!
Rosemarie from Georgia
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cityjaneLondon wrote: »I can see a gardener in our future, in maybe a few years time. We get cards through the door all the time. At the moment, DH can still mow the grass and trim bushes with relative ease. I do nothing in the garden, apart from fill one pot with bulbs once a year. Bea helped us. We have a wildlife garden (!) which looks after itself, apart from those small jobs.
I would like our driveway repaved. But DH has the pursestrings and we prefer to spend any saved money on cruises! The front wall is falling over, but we are pretending we don't notice. If I won the lottery I would fix them.
Machka - Retirement villages of the kind you are talking about cost an absolute fortune around here. I know you have talked about staying at work until you are well past retirement age. Is that the plan?
Love Heather UK xxxxxxxx
The 55+ communities I am talking about don't cost anywhere near that much. Especially not in Canada. My parents live in one such community. I'd love to get a place where they are.
I'd like to retire next year ... but I will probably have to work longer than that. Who knows how long.
M in Oz
Maybe I should clarify ...
I envision our next step as going into a 55+ housing community.
These housing communities are usually gated communities with individual houses and often a clubhouse for events and things.
The houses are all one level with accessible toilets etc. ... easy access if a person happens to be in a wheelchair.
They often have small gardens and gardeners for at least the front areas.
The houses aren't overly expensive and there's a "condo fee" for the gardener and other features.
My parents live in such a community and it's lovely. They are in their 80s and are completely independent. I would love to move into their community and I do keep an eye on the places that come up for sale. Yes, sale. Unfortunately we couldn't rent there. A few years ago, I was prepared to buy a place and wanted to rent it till we could move there, but that's not allowed.
The next step, and my parents are toying with this idea, is to move into the apartment where my grandmother lived or one like it.
Those are apartment buildings with accessible independent units between studio and 3-bedroom. The main floor has the dining area, some shopping facilities, hair dresser, medical station, meeting rooms and so on. They had laundry facilities and a small library on each floor as well.
There would be no yardwork, and many of the things you need would be available in the apartment building or nearby.
And they've got events and things you can participate in if you want. Or you can live there like you would in an ordinary apartment building.
The apartments are a little bit expensive but not over the top.
So the process I envision is a gradual, comfortable process to increase care.
M in Oz3 -
Well, I am feeling terrified after reading about all these aging plans. If my husband goes before me, I have never handled things like taxes, property insurance, renters, caring for brother-in-law, selling property, etc. I have always paid a large majority of the every day living expenses, but, I have no head (brain???) for anything else. Never ever lived on my own so feel totally incompetent. Like Karen, I love my son but he is always too busy with his own life and family to take on that responsibility. I just have to trust that the Lord will put someone there to help me!
Carol in GA
No time like the present to learn!!0 -
⭐️ 🎃. ⭐️2
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UPDATED stats-
Walk/slow jog w/yogi- 1hr 38min, 55elev, 3.51ap, 115ahr, 164mhr, 6.11mi= 633c *stopped by estate sale which slowed down my pace*
Strava app = 749c
Zwift home bike trainer- strava stats- 29.24min, 266elev, 128aw, 20.9amph, 40gear, 110amph, 144mhr, 10.21mi= 227c
Strava app = 216c
Zwift stats- 29.28min, 269elev, 128aw, 49arpm, 20.77amph, 10.2mi= 216c
Other- PT therapy exercises, 3sets of 10 each, 3 different exercises 16.57min= 60c
Walk to Woodward park- 33.22min, 1.78mi= 195c
Strava app = 219c
Total cal 11250 -
Allie my husband donated his kidney to his coworker. I was going to donate mine to my brother but he died.Tell me where you live and who your Dr is and I will find out if I'm a match for you. You can let your Dr know that you may have someone willing to donate and then they will send me a kit to see if I'm a match.
💞 Mary from Arizona/Minnesota11 -
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Pg 320 -
Allie - Congrats on having your affairs in order. There is still much we have to do to update.
Carol - I totally know what you mean. I felt/feel terrified, too, but now that I am slowly wading through the tasks at hand, I am finding that taking one step at a time, as several women have modeled here, is the key for me to learn what to do and then follow through. I know this sounds a bit brutal, but I force myself to pick the hardest, most terrifying thing and spend 20 minutes learning about it a few times a week until I find I have transitioned from learning about it to acting on it. After several 20 minute learning sessions, I am no longer immobilized by fear. You are a very smart woman. You absolutely can learn what to do. It will be easier to start learning now than when your husband dies, but if you wait, there are lots of helpers who will see you through. I think you will be amazed at what you can learn and accomplish with your smart brain and some resources.
Mary - God. I am so sorry about your brother. Heartbreaking. You are an extremely generous soul.
Karen in Virginia awake in the middle of the night4 -
Final update on the bait-and-switch retirement community.
I received an email from the Marketing Manager who played a role in the fiasco last year. She asked if we would reconsider moving into the cottage at this point, and offered to put in a second fireplace at no charge. As much as I dislike her, it took courage and humility to eat crow like that. I sent her a gracious email thanking her and politely declining. Very satisfying final outcome to the entire affair.
Karen in Virginia8 -
Well done Karen.
Carol - Today is the first day of the rest of your life.
Went for my 5k this morning. I have to get out early to avoid the Parkrun. It had rained overnight, so the air was fresh and the colours super defined.
Lovely! I saw these two (guide and blind) on the way home. I love the way they are reflected in the wet surface.
Finished up with a visit to the deli for focaccia and milk.
Going to pamper myself today. Hair, bath, scrub, mani/pedi etc. etc. I got a new bath plug yesterday. My old one was a bit unwieldy.
Then I am making delicious meatballs for tonight and to freeze. Hooray!
Love Heather UK xxxxxx
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Flea: We had DMiL living with us for 6 months when she fell and broke her hip in her early 80s. We thought it was for keeps, but she had other ideas lol. and moved back into her own home as soon as she was mobile again. She was extremely independent, and eventually moved into a Residential Care Home, and then into a nursing home as she deteriorated.Lisa said…
I'm thinking more of retirement apartments and assisted-living communities and care, I guess. They didn't exist where I grew up, and I wouldn't know how to make them part of my future now. Then, there was family, or there was the nursing home, and that was where people went to die. My mother's nightmare was ending up there... something she expressed more than once.
We’re also thinking along the lines of retirement/assisted living when the time comes. It worked well for my father. He moved into an apartment with optional meals available, then moved over into a studio apartment where there was a resident warden. Eventually he had carers coming in to look after him.
DMiL always planned to go into care. We didn’t have much say in it 😝 We were very lucky with the two facilities that she chose.
To rent or buy It’s a personal choice. We were lucky that we bought our home in 1968, in our early 20s. We lived with DMiL/DFiL for about 3 years when we first married, and they encouraged us to save for a deposit for a house by only taking a nominal amount for our keep. It was a wise investment. We moved to our well-situated present home in 1982. It will do us a while longer.
We paid our mortgage off in the early 1990s.
Both our houses were bought new, so the fixtures and fittings were our choices. I have got tremendous pleasure out of creating comfortable homes and gardens in both houses. Fortunately, DH is an excellent handyman.
Allie: Good news about getting onto the transplant list. And well done on getting your affairs in order. Mary: Bless your heart! That’s a very generous offer.
We also have our ducks in order, and wills/POAs etc in place. We did all the admin when DH’s parents were sorting out their’s many years ago, and have regularly updated them in line with changing legislation here.
Karen in Virginia: Bravissimo!
🥳🎉 Cheers to all those celebrating.
Virtual (((hugs))) and 🙏🏻🙏🏻🙏🏻 for those
who need them.
🙋♀️ Miele failte to the newbies.
☘️ Terri
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Mary- how very kind of you.. DM me and I can give you info.but if you need blood type im A+
Alfie the crazy dog has been being crazy in the middle.of the night and waking me up and wanting to play..
Woke me up at 4:30 this morning... ugh...
Was wonderful visiting with my friend but sheesh Panera is sooo expensive i got a bagel to bring home,some cream cheese and a hot chai tea and it was 15.90
Oh and a bagel to have there with the tea..
Oh well..
Its not like I go there often
After that i stopped at the store and picked up a few groceries for Tracy and Miles
I got some frozen vegetables that would be good finger foods for him
Some chickpea rotini and sauce.. he has a slight allergy to eggs,and some boneless skinless chicken thighs..
Oh well im going to see if i can get back to sleep.3 -
A recent article from My Fitness Pal ...
What You Need to Know About Urban Hiking
https://blog.myfitnesspal.com/what-you-need-to-know-about-urban-hiking/
I do something like this during some lunch breaks.
Machka in Oz3 -
Allie-congrats on getting on transplant list. It seems like you have been waiting so long, I almost forgot about it (or thought they decided it wasn't needed). And yes, Panera (and really most places) are expensive-but you deserve an occasional treat!
I have never had a brand new home (first to live there). Will be nice if I can find that in a community. Going to take time and check several of them out. They want to pressure you even with the rentals. I envision going into independent living and then as needs change determine what area I would live in when more intense care is needed-would move closer to one of sons at that time. Want it to be easier on them.
A friend is going to pick up so fresh vegetables and fruit for me today. I am trying to behave and wait a few more days on driving. Things are feeling better every day. Went for a one mile walk yesterday. Will try for same distance today.
Need to put a few things in laundry. I am doing very small loads to limit amount I am carrying to basement so basically just and armful and use the rapid wash. Perhaps a bit wasteful on water, but like many of us, I think, I have the clothes I prefer to lounge in the most. Will start Christmas craft project for supervisors at work today-just stuff from kits.
Take care all,
Ginny in Ohio5 -
From a couple years ago ... might be appropriate for several of us ...Make things easier on yourselves by ...
-- making sure all affairs are in order. 2 names on all accounts, enduring power of attorney, bills, wills, taxes, paperwork, whatever it takes. Make sure you both know everything about your accounts, bills, etc. etc. etc. of all sorts. Make sure everything is up to date and crystal clear. It's easy to say, "I'll remember my password" or "We'll sort that out later" ...
http://ssandifer.com/MyLoveList2015.pdf... all about organising estates, etc. ... very good information although you will have to check what's what in your particular area.
Also, from a USA perspective:https://www.nia.nih.gov/health/getting-your-affairs-order
And from an Australian perspective:https://www.agedcare101.com.au/aged-care/get-set/“putting-your-affairs-order” and https://www.moneysmart.gov.au/life-events-and-you/life-events/money-musts-before-you-die and https://yourlifeassist.com.au/information-assistance/put-your-affairs-in-order/
-- making sure you're fit and healthy. Being fit and healthy improves the odds. Also could you actually support and lower your partner to the ground, should he/she collapse? Do you know first aid?
-- making sure your house well set up. Are there stairs? Tight corners? Difficult showers?
-- having a look at options around you. What would you do for groceries? What if you couldn't drive? If you have never used public transportation, try it now while you're still able. What about things like doctor's offices? Hospitals? All the stuff you use? Is it scattered around and difficult to get to or quite convenient?
--making sure you've got resources. Do you have people who can offer assistance? Knowledge of who to call if you've got problems with the house? Do you know about services in your area which can help?
-- creating an Emergency Management Plan for fires, floods, and health issues.
https://www.redcross.org.au/prepare
-- starting to downsize. Distribute the family treasures (unless you're using them, of course). Scan then shred paperwork. Reduce things you don't really need. If you were to make the move into a smaller apartment in a senior's complex, would it be a huge undertaking or would it be a fairly smooth transition.
https://dallas.momcollective.com/most-of-your-stuff-is-worthless-3-things-you-should-be-doing-now-to-reduce-what-you-own
Machka in Oz3 -
I have been alone in our senior apartment for many months. DH is not with me while he works toward improving his health. He is making progress and I look forward to having him living with me. We’ve been married more than 50 years.9
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