WOMEN AGES 50+ FOR JULY 2018
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Get Your Affairs in Order Thank you Machka for that vital reminder.
Along that vein, one of the benefits at my job recently gone full time is discounted access to a legal group. We are paying for that this year, and will get our wills done (we do currently have notarized wills we wrote up with the help of a will book, but have always been aware it would be good to have a professional take a look and file it with the state for us).
We do not plan to continue this legal benefit (as it costs almost $100 yearly). So if anyone can think of any other legal paperwork that a couple about a decade away from retirement age might be well advised to think about having a legal professional vetted for us - I’d be mighty interested!
My advice, for what it is worth: passwords are so vital to so many things - get some sort of solution in place NOW! We have been working towards getting all of my MiL’s passwords - as she needs more and more help with everything - and find out weekly we forgot to get one MORE password from her as we take on things for her. Every time we can’t imagine there are more, as Machka noted, we find another group we need. And my MiL is alive, mentally all here, and kicking - just getting a bit creaky. I can not urge everyone more vehemently that it is vital to have a place ( even if it is a locked list in a safety deposit box) where your nearest and dearest can get to the passwords when necessary.
I mentioned once before, but it seems pertinent here, another thing we do is have a daily family text chain. Everyone (but especially my MiL and BiL who each live alone) texts a daily message pre 11:00 a.m. Chit chat and photo sharing is encouraged, texts about kids and pets are always a favourite, and politics and religion are off limits. This has grown from our emergency message system only, into a private family message board full of love, sharing, and bonding. Now if I could influence the pre 6:00 am risers to wait an hour or two before the text flurry starts it would be perfect! Lol
Ok, gonna try to go back to sleep if my current aches and pains (boring stories there) and hot flashes let me.
Rye
I love this, right now I ensure my loved ones are alive and well by checking to social media to see when they have last logged in or posted. This seems much better.
Tracey in Edmonton1 -
My Uncle used to call my Dad every evening when he got home from work. My Dad thought it was so he would know my Uncle got home. He never knew it was my Uncle’s way of making sure he was OK. One day Dad didn’t answer and my Uncle found him on the floor where he had fallen and was able to get help. The system worked.
Okie in the TX Hill Country8 -
Power of Attorneys, wills and such. - I have not given this a lot of thought yet but I guess it's something I should do.
My maternal grandparents and my parents are the only two I have ever been personally involved with. My grandparents owned close to 100 acres, plus a house and it's contents. My brother had helped my grandfather from the time he was a boy, cut lumber and sell it to pay the property taxes. We had a family meeting in the late 80's where we had to tell them our wishes. My Mom and I said Harley (my brother) should have all of the property as we for sure wouldn't be going out to cut wood. When my Grandfather died in '97 my Grandmother didn't want anything for any of us to deal with so she put the property and house in my brothers name, her car in my Mom's name. In 2005 she was sick and I was called home, but she made it through. She then went to the bank and put my Mom and Brother as joint account holders and had her name removed completely. She did this so that the "tax man" couldn't take anything. She told my Mom and Brother that whatever was in the account when she passed was mine and my Mom's, my brother already had his inheritance. It wasn't a lot, but it was very easily handled when she passed.
My parents never had a will or a power of attorney until the week before my Dad passed when my brother and I pushed them. They wrote the will out so that immediately upon Dad's passing my Brother was the power of attorney over my Mom's health and financial. Little did we know that he would have to invoke that power within 2 years of my Dad's passing. He did the financial first and then the medical. It is all done and over with now, except for when my Mom passes, my brother and I will have to pay for her funeral as there is no money for her to do it with.
I have seen families ruined though without and sometimes with the proper wills and such.
Thank you Machka for making us think of this. I'm incredibly sad for you and your husband for your reasoning for putting it out there though.
Tracey in Edmonton5 -
Very impressed with myself today, got to my July goal of walking over 20,000 steps! YaY!11
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(((Machka))) You're carrying a heavy load and have been for a long while. I hope things ease in your world and you can get a little downtime and rest. :flowerforyou:
Tammy: Congratulations on winning a weekly delivery of produce! That isn't an option here as far as I know, but your comment has motivated me to go out to Sauvie Island and visit a farm store. We've done that for years and haven't been out there yet this season. :flowerforyou:
Lisa: You're smart to have a list of passwords that aren't online. We started to write a will and didn't get it done. We need to finish the job.
Rita: The park where you are staying in Utah looks gorgeous! We have been though Utah many times, but not in that area. We were always in transit for to DD's house in Colorado. Wish her luck on getting that house sold at a fair price. She now lives in Illinois and has a good job there. If my wishes came true, she'd be back in Colorado or even closer to us here. :ohwell: "You can't always get what you wa-ant . . ."
I am going to yoga & need to leave in jsut a few minutes. Tomorrow DH has an eye appointment in Portland & I will be the driver so yoga class will be impossible. I love it for both health and social reasons. Tonight there is a free concert in the park near us, and I plan to attend.
Katla in beautiful NW Oregon
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JanetR your soccer comment goes twice for me and cricket.
https://www.youtube.com/watch?v=E_6d3JBBo4s
Thank you for the laugh! Though I need to add, GOLF. My dad and brothers play and one brother is a golf pro. *snore*
Deb in Sili Valley2 -
M in Oz thanks for the timely reminder. It is already hard enough when someone is crisis. She reminded us to have financial affairs in order and easy access to passwords. I have heard it is also a good idea to have extra keys made too. I can also attest to having your car maintenance up to date. When my mom broke her hip DH car battery died. It had not been replace in seven years.
When we set up our trust we did the power of attorney. It does give me pause. You have to really trust the other person to do what is best for you if you need it.
I have said it before if you own property in more than one state you will need a trust. Without one your estate will go into probate in both states. A long drawn out process. I was talking to a friend whose mother only had a will and it took over a year and expensive lawyer fees to straighten it out before they saw anything from her estate. I got the bulk of my inheritance from my mom's estate a month after her passing because she had a trust. I did get a surprise about a year following her death when my brother who was executor made sure everything was paid and then the last of her estate was distributed. There were few lawyer bills. Fortunately her house was sold before her death otherwise older brother would have been a headache. He was enough of one during the process anyway.
Margaret 5 -
Blessings from HOT Nebraska, where it is to be close to 100. Vicki GI NE5
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Goal for July is 5 pounds.
1.6 to go!
Off to Planet Fitness as it's quite warm outside.4 -
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well, got the bosses wife's ok to send out my email to the company trying to get donations for my yearly MS bike ride coming up in September. so many chiefs now, wanted to make sure that it was still acceptable. it is and she said she'll back me up, so that made me feel good.9
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Pip: Speaking of your yearly MS ride, don't forget to send us the information so that we can donate. Since DH has MS it is a cause very dear to us and we want to support your efforts. You and Kirby are amazing people. 4
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During the four years I was at North Georgia College and University there was a group of 8 of us who lived in the same dorm rooms close together. This year we will all turn 70. Today, I found out that one of these ladies who is married to my DH's good friend is dying of colon cancer. She has been fighting this for the past 4 yrs. Now she is in hospice. Please send good thoughts and prayers for her and her family.
Carol in GA9 -
Good afternoon ladies~
well I failed miserably on both tests~ I sat there looked at the answers, reread them again and picked which answer I thought would be correct...
but bright point is after that I went to get my hair done and then a mani and pedi... which made me feel a bit better.. but ahhh on to the attorney.. the reverse mortgage people are trying to collect a debt, yes we know that but they are paying an attorney to try and collect it, spoke with someone at the reverse mortgage place and just emailed off a letter of intent, with loan number etc.. saying that we are in the midst of having it appraised and and selling it and that we as heirs to the estate will get them there money with accrued interest as soon as it sells.. here is hoping that keeps them at bay for a bit...
today has been one tough day,but would like to go to bed early.... no such luck have to go fill my brother in on all this...
meanwhile my SIL leaves and goes up to New Hampshire and leaves my poor brother home to take care of her mom.. she has become very selfish...6 -
Hugs ladies!
Nothing going on today! Feeling achy and tired. Skipped gym with husband. Some days I'm mentally and physically just OFF.
Be well every one💗.
Love, Rebecca4 -
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Ah, Allie, I'm sorry... I hope you'll get a chance to re-take.
Crazy day here... been "off" all day myself, Rebecca.
Love y'all,
Lisa in Arkansas3 -
Lisa ,I had to pay 325.00 to take that test don't have that kind of money....to many bills coming to fast...will do my best to keep up with it all.5
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Allie So sorry about failing the tests. (((hugs)))0
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Allie sorry about the tests!
These are pictures from the Y pool I am blessed to get to swim in on Tuesdays and Thurddays. I love the mural and the big windows.
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